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929 W 6th Street, Merced, CA, 95341

5beds
3baths
2,300sqft
$642,500
$279price/sqft
$4,258/moest. monthly cost
$170,320/yrincome needed

About This Home

Great opportunity!! Presenting not one, but two brand-new residences, this TWO new homes are fully equipped with advanced energy efficient appliances. Offers fully owned solar panel systems that brings a great asset to your investment and reduces your utility bills!!. The main dwelling offers expansive living, featuring four generously sized bedrooms and two modern bathrooms, meticulously designed to provide comfort and functionality for families. Adding financial benefits, a completely separate, newly constructed (ADU) unit is also included. This self-contained unit provides one bedroom and one bathroom, making it an ideal solution for significant rental income for guests or a home office. Close to University of California, in Merced, ca and shopping centers.. This convenient location offer both first-time homebuyers seeking a modern home with potential for passive income, and investors looking for a high-value asset in a thriving community.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Tenaya Middle SchoolGrades 7-80.2 mi
5/10
El Capitan HighGrades 9-125.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Board & Batten Siding,Frame,Stucco,Vertical Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,ENERGY STAR Qualified Water Heater,Water Heater
  • Laundry features: Other,Electric Dryer Hookup,In Garage,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Breakfast Bar,Tile Counters
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Other,Central,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment,Separate Meters

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 032191014

Features

  • Stories: 1
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,200 sqft
  • Lot size dimensions: 50+124

Parking

  • Total spaces: 4
  • Parking features: Attached,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,248$38,976
Home Insurance *$159$1,908
Property Taxes $358$4,296
Electricity $493$5,918
Total$4,258$51,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,988/yr
40% on housing$127,740/yr
45% on housing$113,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 95341$199
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95341$256
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$625,500
2026-07-06Listed for sale$642,500
2024-01-30Sold$64,000
2024-01-22Pending sale$59,999
2024-01-12Listed for sale$59,999

New Construction

AgentCarlos Quintero
BrokerageAmerican Discount Realty Serv

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