See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4648 173rd St, Urbandale, IA, 50323

4beds
3baths
2,234sqft
$1,050,000
$470price/sqft
$7,603/moest. monthly cost
$304,120/yrincome needed

About This Home

Welcome to Genesis Homes newest ranch plan in the highly sought-after Biltmore Proper development in NW Urbandale, perfectly situated on a walkout pond lot. This thoughtfully designed home offers 4 bedrooms, 3 bathrooms, and over 3,500 square feet of beautifully finished living space. The open-concept main level features a striking double-door entry, expansive picture windows with serene pond views, a vaulted ceiling with wood beam accents, and a modern gas log fireplace that anchors the space. The kitchen and dining area are built for both everyday living and entertaining, showcasing an oversized island, butlers pantry, chef-style refrigerator, wall oven, and sleek stainless steel appliances. A single door leads to the private covered deck, creating the perfect indoor-outdoor connection. The primary suite is a true retreat, bath featuring double vanity, heated tiled floors and shower, soaker tub, and a spacious walk-in closet with built-in shelving and direct access to the laundry room for added convenience. The finished walkout lower level offers even more space to relax and entertain, complete with a large family room, wet bar, flex room, two additional bedrooms, a full bath, and ample storage. Oversized 3 car garage, Yard includes irrigation. All information obtained from seller and public record.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Radiant ElementaryGrades K-50.5 mi
6/10
Trailridge SchoolGrades 6-72.5 mi
9/10
Northwest High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Genesis Homes Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Wet Bar,Dining Area,See Remarks
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,352

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,234
  • Total interior livable area: 2,234 sqft

Property

Details

  • Parcel number: 1215452015
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Sprinkler/Irrigation,Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Pond on Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$462$5,544
Property Taxes $1,666$19,992
Electricity $166$1,999
Total$7,603$91,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,674/yr
40% on housing$228,090/yr
45% on housing$202,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 50323$256
Dallas County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 50323$273
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$1,050,000
2025-11-04Sold$270,000
2024-08-07Price change$269,900
2023-07-12Listed for sale$277,400

New Construction

AgentJulie Sparks
BrokerageRE/MAX Precision

Similar Homes