643 Grove St, Winter Haven, FL, 33881
About This Home
Rare opportunity! Exceptional home with 4 bedrooms, 2 baths, and 2-car attached garage. Open-concept living with quarz kitchen, center island, and ceramic tile floors. Primary suite with walk-in closet and en-suite bath. Features include covered screened lanai, fully fenced yard, gutters, irrigation, and inside laundry. Desirable location, this home won’t last!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Other
- Builder model: Allentown
- Builder name: Lennar Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Storage Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedroom3
- Features: Storage Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedroom4
- Features: Storage Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dinette
- Level: First
- Area: 110
- Dimensions: 10x11
Features
- In Wall Pest System,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 285
- Dimensions: 15x19
Heating & Cooling
- Heating features: Central,Electric,Solar
- Cooling features: Central Air
Interior Area
- Total structure area: 1,853
- Total interior livable area: 1,853 sqft
Kitchen
- Level: First
- Area: 168
- Dimensions: 14x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 195
- Dimensions: 13x15
Property
Details
- Parcel number: 262825590016001120
- Zoning: 0
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch
- Exterior features: Irrigation System
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $529 | $6,348 |
| Electricity | $197 | $2,366 |
| Total | $2,763 | $33,156 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $340,000 |
| 2026-04-14 | Listing removed | $2,500 |
| 2026-02-03 | Listed for sale | $348,000 |
| 2025-12-29 | Listed for rent | $2,500 |
| 2023-05-01 | Sold | $343,500 |
| 2023-03-27 | Pending sale | $343,499 |
| 2023-03-06 | Price change | $343,499 |
| 2023-02-21 | Price change | $340,999 |
| 2022-12-14 | Price change | $339,999 |
| 2022-12-13 | Price change | $353,999 |
| 2022-12-08 | Price change | $349,999 |
| 2022-11-17 | Listed for sale | $361,040 |
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