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1037 Graystone Ln, Forest, VA, 24551

3beds
3baths
1,804sqft
$319,000
$177price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

Immaculate Townhome in the most desirable Farmington community in Forest! This 3-bedroom, 2.5-bath townhome, built in 2019, you'll find an open layout with stylish finishes and a huge primary suite featuring a large walk-in closet and very large bath with brand new shower installed. The secure entry leads to a functional drop zone with built-in bench and garage access ideal for busy days. Enjoy a modern kitchen, spacious living areas, and a private back patio perfect for relaxing or entertaining. Home has an outdoor storage room and all appliances convey. Farmington offers great amenities and a prime location with swimming pool, clubhouse and close to shopping, restaurants, schools, medical offices and much more.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
Forest Elementary SchoolGrades PK-50.5 mi
9/10
Forest Middle SchoolGrades 6-81.0 mi
7/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab

Bedroom2

  • Level: Second
  • Area: 132

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Level: First
  • Area: 210

Features

  • Ceiling Fan(s),Main Level Den,Tile Bath(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl Plank
  • Attic: Access
  • Finished area below ground: 0
  • Finished area above ground: 1,804

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Kitchen

  • Level: First
  • Area: 117

Living Room

  • Area: 0

Master Bedroom

  • Level: Second
  • Area: 272

Office

  • Area: 0

Property

Details

  • Parcel number: 99335

Features

  • Levels: Two
  • Pool features: Pool Nearby
  • Patio & porch: Rear Porch

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Concrete Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$79$948
Property Taxes $101$1,212
Electricity $202$2,433
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 24551$180
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24551$179
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$319,000
2026-08-03Listed for sale$319,000
2021-10-01Sold$264,000
2021-08-27Pending sale$264,000
2021-08-24Listed for sale$264,000
2018-08-27Sold$224,900

For Sale by Agent

AgentJeffrey Eugene Sims
BrokerageLegacy Realty

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