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5220 NW 46th Lane Rd, Ocala, FL, 34482

4beds
4baths
2,843sqft
$550,000
$193price/sqft
$4,065/moest. monthly cost
$162,600/yrincome needed

About This Home

Experience the best of Florida living in the gated golf community of Ocala Preserve, where resort-style amenities and a stunning landscape create an exceptional everyday lifestyle. Built in 2023, this eye-catching home has plenty of curb appeal with tasteful landscaping, lush yards, and a covered entryway. Offering a total of 4-bedrooms and 3.5-baths, the home provides over 2,800 sqft of living space, combining modern design with comfortable functionality. The open concept, split-bedroom floor plan provides the perfect blend of peace and ease, with tall ceilings and abundant natural light throughout. Several rooms feature attractive tray ceiling accents for added refinement. The spacious kitchen is the heart of the home with stainless steel appliances, ample cabinet and counter space, a large center island with breakfast bar, additional pantry storage, and adjacent breakfast nook. The living room is directly open to both the kitchen and dining room, providing lots of space and serving as a strong option for hosting. The primary suite is a private retreat featuring tray ceilings, a large walk-in closet, and a spacious en-suite bath with dual vanities and a walk-in shower. A standout feature of the home is the attached in-law suite with its own bedroom, bath, and kitchenette, ideal for extended guests, hobbies, or a private workspace. Sliding glass doors extend the living space outdoors to a screened lanai, perfect for enjoying morning coffee or evening gatherings while overlooking the fully-fenced backyard and the nearby golf course. Practical details enhance everyday convenience, including a large laundry room, ample storage, and an oversized three-car garage with dedicated golf cart parking. Beyond the home, Ocala Preserve offers a vibrant lifestyle centered around leisure and connection. Residents enjoy access to a championship golf course, clubhouse, resort-style pool, fitness center, restaurant, walking paths, dog park, and an active social calendar, all within a guard-gated community with beautifully maintained grounds. Ocala Preserve is located just minutes away from a variety of shopping, dining, and entertainment options including the World Equestrian Center (WEC). With modern construction, versatile living spaces, and access to one of Ocala’s premier lifestyle communities, this home offers a perfect blend of comfort, style, and resort-inspired living. Property is available fully furnished.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

1/10
4/10
Howard Middle SchoolGrades 6-84.0 mi
4/10
West Port High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Accessibility Features,Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s),In-Law Floorplan
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,726
  • Total interior livable area: 2,843 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1369079100
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch,Screened
  • Fencing: Other
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 7,841 sqft
  • Features: Cleared,Landscaped,Sidewalk
  • Lot size dimensions: 68 x 115

Parking

  • Total spaces: 3
  • Parking features: Golf Cart Parking,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$556$6,672
Property Taxes $442$5,304
Electricity $286$3,433
Total$4,065$48,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,371/yr
40% on housing$121,950/yr
45% on housing$108,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 34482$310
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34482$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$599,000
2026-03-04Listed for sale$635,000
2023-03-28Sold$518,995
2022-10-29Pending sale$514,990
2022-10-25Price change$514,990
2022-10-12Price change$519,990
2022-10-04Price change$531,070
2022-08-25Listed for sale$536,070

For Sale by Agent

AgentMary O'Neal
BrokerageSHOWCASE PROPERTIES OF CENTRAL

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