See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3795 SAGEFIELD DRIVE, Saint Cloud, FL, 34771

4beds
3baths
2,405sqft
$398,900
$166price/sqft
$2,906/moest. monthly cost
$116,240/yrincome needed

About This Home

Welcome to this beautifully maintained corner-lot home in the sought-after Harmony Central community, where you'll enjoy no CDD fees and a lifestyle centered around comfort and convenience. This two-story residence features a bright, open-concept layout that's ideal for both everyday living and entertaining. The spacious kitchen is equipped with granite countertops, a center island, upgraded Samsung appliances, abundant cabinetry, and includes a stackable washer and dryer. Upstairs, you'll find all of the bedrooms along with a generous loft that offers flexible space for a media room, home office, or play area. The primary suite provides a relaxing retreat with a walk-in closet and an en-suite bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Laminate flooring runs throughout the main level, while the bedrooms are comfortably carpeted and ceramic tile finishes the wet areas. Decorative accent walls throughout the home add warmth and character. Step outside to a screened-in patio overlooking a fully fenced backyard—perfect for relaxing, entertaining, or giving pets and family plenty of room to enjoy. Additional upgrades include gutters and a storage shed for extra convenience. As a resident of Harmony Central, you'll have access to exceptional community amenities including scenic walking and biking trails, parks, playgrounds, recreational facilities, community events, and the renowned Harmony Golf Preserve. Conveniently located near top-rated schools, shopping, dining, and major roadways, this move-in-ready home offers the perfect blend of modern upgrades, functional living space, and an outstanding community lifestyle.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-51.8 mi
6/10
Middle School AAGrades 6-81.2 mi
5/10
Harmony High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: Second

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,405 sqft

Kitchen

  • Features: Pantry,Walk-In Closet(s)
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 272
  • Dimensions: 16x17

Loft

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 3226323596000H0010
  • Zoning: X5001
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Enclosed,Patio
  • Exterior features: Irrigation System,Rain Gutters
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 4,792 sqft
  • Features: Corner Lot,In County,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$224$2,688
Property Taxes $423$5,076
Electricity $242$2,904
Total$2,906$34,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,634/yr
40% on housing$87,180/yr
45% on housing$77,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$227
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$398,500
2026-08-08Price change$398,750
2026-07-24Price change$398,900
2026-07-11Price change$412,500
2026-06-25Listed for sale$415,000
2026-06-10Listing removed$420,000
2025-12-22Price change$420,000
2023-02-28Pending sale$399,400
2023-02-13Price change$399,400
2022-11-03Listed for sale$393,650

For Sale by Agent

AgentKen Sheldon
BrokerageSHELDON PROFESSIONALS INC

Similar Homes