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5493 Cox Smith Rd Lot 5, Mason, OH, 45040

4beds
3baths
2,585sqft
$799,900
$309price/sqft
$5,356/moest. monthly cost
$214,240/yrincome needed

About This Home

New Construction by Ashford Homes! 4 bedrooms, 2 1/2 baths, lg. open floor plan, 2 story entry & family rm, gourmet kitchen w/granite and stainless, 1st-floor study & laundry, Walkable to shops & restaurants, .577 acre lot, additional plans available, Hurry!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Mason Middle SchoolGrades 7-81.7 mi
9/10
William Mason High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Other

  • Builder name: Ashford Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Disposal,Gas Cooktop,Microwave,Oven/Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 150

Bedroom3

  • Level: Second
  • Area: 120

Bedroom4

  • Level: Second
  • Area: 154

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: French Doors
  • Level: Second
  • Area: 154

Family Room

  • Features: Wood Floor
  • Area: 240

Features

  • High Ceilings,Recessed Lighting
  • Door features: French Doors
  • Window features: Vinyl,Insulated Windows

Heating & Cooling

  • Heating features: Gas Furn EF Rtd 95%+
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,585
  • Total interior livable area: 2,585 sqft

Kitchen

  • Features: Pantry,Quartz Counters,Eat-in Kitchen,Gourmet,Wood Cabinets,Wood Floor
  • Area: 165

Living Room

  • Features: Wood Floor
  • Area: 132

Master Bathroom

  • Features: Tile Floor

Master Bedroom

  • Features: Bath Adjoins,Wood Floor
  • Level: Second
  • Area: 238

Office

  • Area: 0

Property

Details

  • Parcel number: 1624128022
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$222$2,664
Property Taxes $813$9,756
Electricity $277$3,326
Total$5,356$64,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,634/yr
40% on housing$160,680/yr
45% on housing$142,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 45040$226
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45040$206
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$799,900
2025-03-26Listed for sale$793,900

New Construction

AgentMichael W Jordan
BrokerageJordan, Inc.

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