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449 Prairie View Dr, Cologne, MN, 55322

4beds
3baths
3,417sqft
$508,400
$149price/sqft
$3,641/moest. monthly cost
$145,640/yrincome needed

About This Home

To be Built by Loomis Homes. Welcome home to the Everest; a roomy and bright 2 story home! As you come in through the 3 car garage, you have an entry with a closet which leads into the kitchen with center island and large walk-in pantry. The main level is open floor plan with a great room and dining past the kitchen. Enter from the front porch, you'll find a nice sized foyer, office/den and half bath. Head up the steps to find the spacious primary suite, including a full bath with separate shower and tub and a large walk-in closet with a window! Also on this floor are 3 more bedrooms, a full bath and the laundry room. Make your preferred selections for your new home at our design center! We are happy to provide info on other lots and models available!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-56.6 mi
5/10
Central Middle SchoolGrades 6-86.3 mi
9/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: LOOMIS HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,318

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Great Room

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,417
  • Total interior livable area: 3,417 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Laundry

  • Level: Upper
  • Area: 56
  • Dimensions: 7x8

Office

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Other

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Primary Bathroom

  • Level: Upper
  • Area: 90
  • Dimensions: 9x10

Walk In Closet

  • Level: Upper
  • Area: 84
  • Dimensions: 7x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 408040100
  • Zoning description: Residential-Single Family
  • Foundation area: 1099

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,570$30,840
Home Insurance *$377$4,524
Property Taxes $406$4,872
Electricity $288$3,458
Total$3,641$43,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,834/yr
40% on housing$109,230/yr
45% on housing$97,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 55322$161
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55322$229
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Listed for sale$508,400
2025-12-29Listing removed$508,400
2025-01-08Listed for sale$508,400
2024-08-19Listing removed$498,400
2024-01-10Listed for sale$498,400

For Sale by Agent

AgentDaniel K Schmitt
BrokerageKeller Williams Realty Integrity Lakes

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