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18741 Alberta St, Oneida, TN, 37841

4beds
2baths
2,530sqft
$215,000
$85price/sqft
$1,563/moest. monthly cost
$62,520/yrincome needed

About This Home

*MOTIVATED SELLERS. BRING US AN OFFER* Spacious 4-Bedroom Home with Exceptional Location and Versatile Potential This expansive four-bedroom residence, built in 1940 and offering approximately 2,530 square feet of living space, is situated on a generous 0.56-acre lot. With its size, location, and solid foundation, the property presents both comfort and opportunity. Currently utilized as a private residence, it features a partially finished basement with a den, a wall of closets, and multiple storage rooms, creating flexible space for a variety of uses. With some thoughtful TLC and updates, this property has endless potential to become a dream home, home office, professional space, or even a shared working hub. The main level provides large bedrooms and ample living areas for family life, while abundant windows bring in natural light throughout. Durable marlite wall panels give the interior a distinctive touch, hardwood floors throughout the dining and formal living area, while the basement lends itself perfectly to recreation space, additional living quarters, or business use. The exterior features a spacious yard, providing plenty of outdoor possibilities. Recent improvements add peace of mind, including a new roof this year, and in the last few a tankless water heater. Furniture within the home is also negotiable. Prime Location Situated directly beside Big South Fork Medical Center, the property is an ideal choice for healthcare professionals or those seeking proximity to medical services. Located along the primary traffic corridor of Oneida, on Hwy 27 (Alberta St), it offers excellent visibility and accessibility for residential or commercial purposes. Within minutes, you'll find shopping centers, grocery stores, schools, restaurants, and local businesses, ensuring all essentials are close at hand. Outdoor enthusiasts will appreciate the short drive to Big South Fork National River & Recreation Area, known for its hiking, horseback riding, camping, and breathtaking scenery, as well as Brimstone Recreation, one of the premier ATV and off-road trail destinations in the Southeast. This unique combination of size, character, location, and versatility makes this property a standout opportunity in the Oneida market. Whether maintained as a spacious family residence or reimagined for commercial use, it offers limitless potential with the right vision and care. Listing price is under tax appraisal making this a great opportunity. Call today to view - Motivated Sellers - Bring an Offer

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Oneida Elementary SchoolGrades PK-50.8 mi
5/10
Oneida Middle SchoolGrades 6-80.3 mi
7/10
Oneida High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Bonus Room
  • Window features: Aluminum Frames
  • Flooring: Hardwood,Vinyl,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,530 sqft

Property

Details

  • Parcel number: 052H F 013.00

Features

  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.56 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 174 x 150 x 146 x 153

Parking

  • Total spaces: 3
  • Parking features: Off Street,Designated Parking,Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance $198$2,376
Property Taxes $73$876
Electricity $205$2,466
Total$1,563$18,756

Income You'd Need if You Spent...

35% on housing$53,588/yr
40% on housing$46,890/yr
45% on housing$41,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 37841$153
Scott County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 37841
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$215,000
2025-10-29Price change$220,000
2025-09-03Listed for sale$235,000
2024-09-11Listing removed$275,000
2024-05-01Price change$325,000
2024-01-08Listed for sale$350,000

For Sale by Agent

AgentJordan Lambert
BrokerageTennessee Life Real Estate Professionals

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