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2638 Tortuga Verde, San Antonio, TX, 78245

3beds
2baths
2,021sqft
$390,000
$193price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

Welcome to your single-story DREAM home with an oversized backyard, located inside the gated section of the highly sought-after master-planned community of Ladera! Built just three years ago, this 3-bedroom, 2-bathroom home also features a dedicated office and soaring cathedral ceilings with cedar beams in the main living area, giving the home a level of character that truly sets it apart from the rest. As you enter through the extended entryway, you'll immediately be welcomed into the grand living room and open-concept floor plan. The oversized kitchen island, abundance of cabinet space, and spacious dining area create the perfect setup for entertaining friends and family or simply enjoying everyday life. Throughout the home, you'll find all of the upgrades you'd expect from a luxury builder, from the tile flooring to the stunning cedar beams that make this home feel warm, inviting, and one of a kind. Step outside to your covered back patio overlooking an oversized backyard perfect for grilling, relaxing, or creating the backyard you've always envisioned. You have playground just down the street, while the community amenity center features a Junior Olympic-size pool with walk-in beaches, a covered picnic pavilion, an ADA-compliant playground, and the scenic Lucas Creek Trail system. Enjoy all the perks of an almost-new home without paying today's new construction prices. With the upgrades, premium lot size, gated community, and unbeatable value, this home makes for an easy choice.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

5/10
Ladera Elementary SchoolGrades PK-50.5 mi
6/10
5/10
Medina Valley High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,3 Sides Masonry

Other

  • Builder name: Liberty Home Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Self Cleaning Oven,Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Plumbed For Ice Maker,Plumb for Water Softener
  • Laundry features: Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Kitchen Island,Pantry,Study/Library,Utility Room Inside,High Ceilings,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Not Applicable
  • Attic: Pull Down Stairs,Attic - Radiant Barrier Decking

Heating & Cooling

  • Heating features: Central,1 Unit,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 2,021 sqft

Kitchen

  • Area: 150

Living Room

  • Area: 360

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 150

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 196

Office

  • Area: 120

Property

Details

  • Parcel number: 043472110310

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community

Lot

  • Lot size: 7,318 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Cold Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$226$2,712
Property Taxes $444$5,328
Electricity $238$2,859
Total$2,880$34,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 78245$127
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78245$152
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$390,000
2024-05-24Sold--
2024-04-30Pending sale$410,457
2024-03-25Price change$410,457
2024-01-07Listed for sale$420,457

For Sale by Agent

AgentChristian Carielo
BrokerageReal Broker, LLC

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