712 Mirror Pond Dr, Zebulon, NC, 27597
About This Home
RARE 4.99% ASSUMABLE MORTGAGE Quiet Wooded Ranch on Cul-de-Sac Near Raleigh This nearly new 4 bedroom, 2 bath RANCH sits on a private 0.22-acre wooded lot on a quiet cul-de-sac. Enjoy privacy with mature trees while being conveniently located just 20 miles from Raleigh via US-264/US-64 and 16 miles from Wake Forest via HWY 96. Perfect for those seeking a peaceful retreat with nature at your doorstep — a City of Raleigh-maintained walking trail begins at the opposite end of your street for easy walking and dog-walking access. FINANCIAL WIN: Assume the seller’s low 4.99% mortgage rate (vs. current 6.75%+ market rates) and save significantly on monthly payments. Buyers work directly with the lender on the assumption— Average closing 45 days. Premium upgrades include new LVP flooring throughout. The home also features a two-car attached garage and access to the subdivision's community pool. Zoned for Wake County Public Schools. This home offers the perfect blend of privacy and convenient access to everything the Raleigh area has to offer. Seller is relocating to be closer to family. Taking early interest for this unique assumable rate opportunity. No listing agent solicitations. Call or text the owner directly at the number above. This is an assumable mortgage - if you click Call Agent or CONTACT AGENT button this will connect you to a random agent who does not represent this property. CALL OR TEXT THE OWNER DIRECTLY
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,827 sqft
Property
Details
- Parcel number: 2706529119
Features
- Exterior features: Stone,Vinyl
Lot
- Lot size: 9,583 sqft
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Wake County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $311 | $3,732 |
| Electricity | $200 | $2,405 |
| Total | $2,467 | $29,604 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $359,900 |
| 2024-02-16 | Sold | $329,990 |
| 2024-01-11 | Pending sale | $329,990 |
| 2024-01-06 | Listed for sale | $329,990 |
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