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12 South Main Street, Kennebunkport, ME, 04046

1beds
1baths
484sqft
$715,000
$1,477price/sqft
$4,544/moest. monthly cost
$181,760/yrincome needed

About This Home

Welcome to this beautifully maintained one-bedroom, one-bathroom coastal cottage in the heart of Kennebunkport. Inside, you'll find a light-filled, open-concept living space highlighted by wood ceilings with exposed beams, abundant windows, and warm natural finishes throughout. A striking spiral staircase serves as an architectural centerpiece, adding character while leading to the bedroom loft, where you can enjoy seasonal river views. Outside, enjoy beautifully landscaped perennial gardens framed by stone walls, mature trees, a large storage shed, and a private patio--perfect for morning coffee, outdoor dining, or relaxing summer evenings. The picturesque exterior features cedar-shingle siding, decorative scalloped gable accents, and colorful window boxes, creating exceptional curb appeal. Whether you're searching for a turn key year-round residence, a weekend retreat, or an investment opportunity, this inviting cottage located in one of the most desirable Kennebunkport locations, offers timeless coastal charm, and a tranquil setting ready to be enjoyed. Just minutes from Kennebunkport's award-winning restaurants, boutique shops, galleries, and local attractions.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
9/10
Kennebunk High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Other

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Shower
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 484

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 484
  • Total interior livable area: 484 sqft

Kitchen

  • Features: Cathedral Ceiling(s),Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 12Southmainstreetkennebunkport04046
  • Zoning: VR
  • Other equipment: Cable

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: Scenic
  • Waterbody name: Kennebunk River

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot,Near Golf Course,Near Public Beach,Near Shopping,Level,Landscaped

Parking

  • Parking features: Other,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance $155$1,860
Property Taxes $530$6,360
Electricity $244$2,930
Total$4,544$54,528

Income You'd Need if You Spent...

35% on housing$155,794/yr
40% on housing$136,320/yr
45% on housing$121,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,477This listing

vs Other Active Listings

Avg $/sqft

ZIP 04046$1,168
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 04046$427
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$715,000
2026-07-17Listed for sale$715,000

For Sale by Agent

AgentJulie Grady
BrokerageLighthouse Real Estate Group

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