See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4

482 W 150th St #2D, New York, NY, 10031

1beds
1baths
0sqft
$200,000
--price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

- cash offers only Welcome to Unit 2D, a bright and inviting one-bedroom apartment located just one flight up in a walk-up building. This home features a spacious living room and a generously sized bedroom that easily accommodates a king-sized bed. Subletting is permitted, offering added flexibility for the buyer. Please note, this is an HDFC income-restricted building. Income limits are as follows: • One occupant: maximum income of $118,680 • Two occupants: maximum income of $135,600 • Three occupants: maximum income of $152,500

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
90
BikeBiker's Paradise

Schools

5/10
5/10
Ms 324 Patria MirabalGrades 6-80.9 mi

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Special condition: Restricted Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$672$8,064
Property Taxes $118$1,416
Electricity $246$2,954
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$499
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$200,000
2025-12-03Contingent$200,000
2025-06-26Listed for sale$200,000
2025-06-12Listing removed$279,000
2025-02-21Price change$279,000
2025-01-09Listed for sale$285,000
2024-05-23Listing removed$285,000
2024-04-01Pending sale$285,000
2024-03-05Price change$285,000
2024-01-05Listed for sale$290,000

For Sale by Agent

AgentRaheem Thomas
BrokerageCompass

Similar Homes