20123 Camellia Crosse LN, Estero, FL, 33928
About This Home
Experience elevated coastal living in this stunning 5-bedroom, 7-bath waterfront residence, where thoughtful design meets high-end finishes throughout. This home is loaded with premium upgrades and crafted for both elegant entertaining and everyday comfort. The heart of the home is a luxury designer kitchen featuring quartz countertops and full-height quartz backsplash (Pietra finish), an oversized island with undermount sink, and sleek Cabico Regola Gloss cabinetry with soft-close drawers. GE stainless steel appliances, a Moen soap dispenser, and air-switch garbage disposal complete this sophisticated culinary space. The primary suites offer spa-level relaxation. Master Baths showcase Pearl Jasmine quartz vanity tops, frameless 3/8” glass shower enclosures, custom soft-close cabinetry, Kohler fixtures, and dramatic floor-to-ceiling tile with waterfall layouts. A soaking tub adds to the retreat-like atmosphere. Additional bathrooms continue the luxury aesthetic with frameless glass showers, premium quartz surfaces, upgraded tile to the ceiling, polished chrome hardware, and Kohler fixtures — creating a consistent high-end feel across all 7 baths. The cabana bath is perfectly positioned for guests and outdoor living, finished with Miami White quartz, Editorial Volakas tile, and elegant chrome details. Interior enhancements include nearly $24,000 in upgrades, such as a modern stain-grade staircase, smooth window coverings, brushed nickel hardware, an upgraded performance A/C system, and a 300-amp electrical panel for enhanced capacity. The laundry room features stylish tile flooring (Shaw Omega, Silver finish). Set on the water, this home blends luxury finishes, modern systems, and resort-style comfort — an exceptional opportunity to own a beautifully upgraded waterfront property designed for refined living. Tenant occupied.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete Block
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator/Freezer,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 7
Dining Room
- Features: Breakfast Bar, Eat-in Kitchen, Formal
Features
- Built-In Cabinets,Smoke Detectors,Family Room,Great Room,Screened Lanai/Porch
- Door features: Impact Resistant Doors
- Window features: Impact Resistant Windows
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,152
- Total interior livable area: 4,435 sqft
Property
Details
- Parcel number: 304626E202000.0460
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Patio,Screened Lanai/Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake
- Frontage type: Lakefront
Lot
- Lot size: 5,832 sqft
- Features: Regular
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $626 | $7,512 |
| Property Taxes | $1,804 | $21,648 |
| Electricity | $446 | $5,355 |
| Total | $9,196 | $110,352 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-31 | Listed for sale | $1,250,000 |
| 2025-08-06 | Listing removed | $4,650 |
| 2025-07-16 | Price change | $4,650 |
| 2025-07-02 | Listed for rent | $4,750 |
| 2025-07-02 | Listing removed | $4,750 |
| 2025-06-21 | Price change | $4,750 |
| 2025-06-04 | Price change | $4,850 |
| 2025-05-19 | Price change | $4,950 |
| 2025-05-05 | Listed for rent | $5,100 |
| 2024-03-14 | Listing removed | -- |
| 2024-02-13 | Price change | $4,950 |
| 2024-02-03 | Listed for rent | $5,500 |
| 2024-01-09 | Listing removed | -- |
| 2024-01-05 | Listed for rent | $4,950 |
| 2024-01-02 | Sold | $953,400 |
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