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5130 N River Rd Unit B, Oceanside, CA, 92057

2beds
2baths
992sqft
$429,499
$433price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

MOVE-IN READY & beautifully UPGRADED 2-bedroom, 1.5-bath townhome offering comfort, style, and rare conveniences. Enjoy the benefit of 2 parking spaces, including a private garage and an additional assigned spot. Extensive updates completed just two years ago include a forced air heating and A/C system, updated plumbing throughout, and a fully refreshed kitchen featuring newer appliances, countertops, sink, disposal, and cabinetry. The refrigerator includes a dedicated water line. Both bathrooms have been tastefully updated with new vanities, toilets, sinks, fixtures. Additional improvements include updated flooring, fresh interior paint, new closet doors, and plush carpet in the bedrooms. A security system with a doorbell camera provides added peace of mind. Inside, you'll find a spacious laundry room with a side-by-side washer and dryer, + extra storage. Step outside to your fully fenced backyard patio, thoughtfully renovated with concrete and turf—perfect for relaxing or entertaining—with direct access to the community greenbelt. Located within a secure gated community, this home truly has it all! MOVE-IN READY & beautifully UPGRADED 2-bedroom, 1.5-bath townhome offering comfort, style, and rare conveniences. Enjoy the benefit of 2 parking spaces, including a private garage and an additional assigned spot. Extensive updates completed just two years ago include a forced air heating and A/C system, updated plumbing throughout, and a fully refreshed kitchen featuring newer appliances, countertops, sink, disposal, and cabinetry. The refrigerator includes a dedicated water line. Both bathrooms have been tastefully updated with new vanities, toilets, sinks, fixtures. Additional improvements include updated flooring, fresh interior paint, new closet doors, and plush carpet in the bedrooms. A security system with a doorbell camera provides added peace of mind. Inside, you'll find a spacious laundry room with a side-by-side washer and dryer, + extra storage. Step outside to your fully fenced backyard patio, thoughtfully renovated with concrete and turf—perfect for relaxing or entertaining—with direct access to the community greenbelt. Located within a secure gated community, this home truly has it all!

Getting Around

61
WalkingSomewhat Walkable
39
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
El Camino High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Refrigerator,Washer,Built In Range,Ice Maker,Water Line to Refr,Gas Range,Gas Water Heater
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Open Floor Plan,Recessed Lighting,Remodeled Kitchen
  • Flooring: Carpet,Laminate
  • Common walls with other units/homes: No Unit Above or Below

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Property

Details

  • Parcel number: 1220813524
  • Zoning: R-1:Single
  • Zoning description: R-1:Single

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Patio & porch: Enclosed,Patio
  • Spa features: Community/Common
  • Fencing: Full,Wood
  • Has view: Yes
  • View description: Greenbelt,Parklike

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage - Single Door,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,171$26,052
Home Insurance *$94$1,128
Property Taxes $403$4,836
Electricity $398$4,786
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$353
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$469,000
2026-04-28Price change$479,000
2026-04-22Listed for sale$498,000
2026-04-20Listing removed$550,000
2024-09-12Listing removed$2,720
2024-09-11Price change$2,720
2024-09-05Price change$2,800
2024-09-03Price change$2,850
2024-08-17Price change$2,900
2024-08-14Price change$2,995
2024-08-08Price change$3,100
2024-08-06Listed for rent$3,300
2024-02-13Sold$465,000
2024-01-24Pending sale$499,999
2024-01-21Price change$499,999
2024-01-19Listed for sale$550,000
2024-01-16Listing removed--
2024-01-03Listed for sale$550,000
2004-04-05Sold$225,000
2001-08-23Sold$125,500

For Sale by Agent

AgentKaren J Duvall Meyer
BrokerageColdwell Banker West

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