34 Bluff Falls Ln, Double Springs, AL, 35553
About This Home
Smith Lake (Sipsey) This custom 4BR/3BA home sits on a spectacular point lot with 470ft of pristine waterfront! You will be amazed at the views from all directions. The home is placed perfectly on the property offering privacy, views, and ease of access to the water. You have over 2 acres of real estate. The covered boat dock sits in year round water with a lift. The entire property is pristine! Looking across the Lake you will note unspoiled views of The Bankhead National Forest. This area is known for natural and sheer beauty. Rock formations are all throughout this of Smith Lake and they are just incredible. Just a few steps from the lower terrace lead you to the boathouse ideally situated on the cove. This was done to preserve the views and to offer a great swimming spot. The home has adequate parking and four garage spaces. Make it a point to see this home today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2020
Materials
- Construction materials: Frame,HardiPlank Type,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Range,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,781
- Total interior livable area: 2,781 sqft
Property
Details
- Zoning: No Zoning
Features
- Stories: 2
- Patio & porch: Covered,Covered Patio
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Very Gentle)
- Frontage length: Waterfront Footage(470+/-)
Lot
- Lot size: 2.29 Acres
- Features: Wooded
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,511 | $66,132 |
| Home Insurance * | $641 | $7,692 |
| Property Taxes | $190 | $2,280 |
| Electricity | $311 | $3,734 |
| Total | $6,653 | $79,836 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $996,000 |
| 2026-06-30 | Price change | $1,090,000 |
| 2026-06-03 | Price change | $1,190,000 |
| 2026-02-20 | Listed for sale | $1,250,000 |
| 2025-07-23 | Listing removed | $1,350,000 |
| 2025-01-23 | Listed for sale | $1,350,000 |
| 2024-08-22 | Listing removed | $1,489,000 |
| 2024-04-04 | Price change | $1,489,000 |
| 2024-01-03 | Listed for sale | $1,560,000 |
View on Zillow