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2704 Whistle Stop, Sebring, FL, 33872

3beds
2baths
1,534sqft
$95,900
$63price/sqft
$797/moest. monthly cost
$31,880/yrincome needed

About This Home

Up to 6 months FREE land lease with qualifying offer! Enjoy easy Florida living in this beautifully maintained 3BR/2BA home with 1,624 sq ft plus ~300 sq ft finished Florida room-perfect for relaxing after a day in the sun or hosting visiting family and friends. Open floor plan with spacious living area and large master suite. Interior is professionally designed and furnished, creating a warm, welcoming, move-in-ready space. Flexible purchase option: available fully furnished (including newer Samsung Frame TV) so you can arrive and settle in immediately, or delivered empty-buyer's choice. Exterior features include double covered carport, spacious patio, landscaped yard, and extra-large storage shed with potential for double garage conversion. Major updates: new roof (2022), 1-year-old water heater, kitchen water filtration system, and well-maintained A/C (11 yrs). Active 55+ community offers pool, pickleball, pétanque, dog park, golf, RV storage, fitness center, and a vibrant clubhouse with dinners, dances, and entertainment. Ideal as a seasonal retreat or full-time home-just bring your suitcase and start enjoying the Florida lifestyle.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-100.5 mi
4/10
Avon Park High SchoolGrades PK,9-125.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,534 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1072

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $484$5,808
Home Insurance *$61$732
Property Taxes $55$660
Electricity $197$2,366
Total$797$9,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,325/yr
40% on housing$23,910/yr
45% on housing$21,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$108
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-09Listed for sale$98,000
2026-02-09Listing removed$98,000
2026-02-08Price change$98,000
2026-02-05Listed for sale$104,900
2026-01-31Listing removed$104,900
2025-11-01Listed for sale$104,900
2024-04-22Listing removed--
2024-03-19Price change$99,900
2024-03-12Price change$106,000
2024-02-14Listed for sale$110,000
2024-02-12Listing removed$110,000
2024-02-12Price change$110,000
2024-02-07Price change$120,000
2024-01-29Price change$124,500
2024-01-02Listed for sale$127,900

For Sale by Agent

AgentPam Smith
BrokerageGold Star Manufactured Home Sales

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