See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5509 Summerville Rd, Phenix City, AL, 36870

4beds
3baths
1,982sqft
$497,000
$251price/sqft
$3,256/moest. monthly cost
$130,240/yrincome needed

About This Home

OPEN HOUSE: May 17, 2026 TIME: 2:00-4:00 PM (EST) Welcome to your brand-new home on Summerville Rd—where modern design meets everyday comfort on a spacious .54-acre lot. From the moment you walk in, you’ll notice the bright, open-concept layout that makes this home feel both inviting and functional. The living area flows seamlessly into the kitchen, creating the perfect space for entertaining or simply enjoying time at home. A cozy fireplace adds warmth and charm, while the large island becomes the natural gathering spot for family and guests. The kitchen is designed with both style and convenience in mind, featuring sleek granite countertops, all-new stainless steel appliances, and a generous walk-in pantry that gives you plenty of storage space without sacrificing aesthetics. Durable LVP flooring runs throughout the home, offering a clean, modern look with easy maintenance. With 4 bedrooms and 2.5 bathrooms across 1,982 square feet, there’s room for everyone. The primary suite is a true retreat, complete with a soaking tub, separate shower, and dual vanities. You’ll also love the his-and-hers closets, giving you all the space you need to stay organized without compromise. Outside, you'll find a covered back porch area where you can enjoy a backyard oasis, space for pets, or simply room to relax and enjoy the outdoors. This home has never been lived in, giving you a fresh start with everything brand new and ready for you to make it your own. Zoned in two school systems, Phenix City schools and Lee County school systems.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
10/10
10/10
Lakewood Primary SchoolGrades K-20.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Brick

Other

  • Builder name: APEX,LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Plank,Simulated Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,982 sqft

Property

Details

  • Parcel number: 43 14 08 28 0 000 039.063

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Privacy

Lot

  • Lot size: 0.54 Acres
  • Features: <1 Acre

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Hail
Hurricane
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$342$4,104
Property Taxes $161$1,932
Electricity $240$2,881
Total$3,256$39,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,634/yr
40% on housing$97,680/yr
45% on housing$86,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 36870$121
Lee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 36870$154
Lee County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$497,000
2024-01-04Listing removed--
2024-01-02Listed for sale$499,000

New Construction

AgentALANA HUTTO
BrokerageBOWDEN REALTY, LLC

Similar Homes