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4596 Winding Creek Ln, Zeeland, MI, 49464

3beds
2baths
1,805sqft
$630,000
$349price/sqft
$3,718/moest. monthly cost
$148,720/yrincome needed

About This Home

NOW COMPLETE! Beautiful new construction ranch by Andrew Ulberg Builders, situated on a 1-acre lot in Centennial Acres and just minutes from Hudsonville, Chicago Dr and M6! This thoughtfully designed home offers over 1,800 sq ft of main-floor living with a spacious open concept layout. The great room features a fireplace with built-ins and flows into a stunning kitchen with large island, quartz counters, and walk-in pantry. The primary suite offers a spacious walk-in closet, dual vanity sinks, and a beautiful tile shower. Two additional bedrooms, full bath, and main floor laundry add convenience and functionality. While the custom metal railing and built-ins give a luxury feel to the home. The unfinished basement is plumbed and ready to be finished, offering potential for 2 additional bedrooms and large rec room. Outside is craftsman styling with stacked stone accents, deck, 3-stall garage, and ability to add an outbuilding! 1-year HBA builders warranty included! Contingencies Welcome!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Adams Elementary SchoolGrades PK-54.6 mi
7/10
Cityside Middle SchoolGrades 6-87.5 mi
7/10
Zeeland East High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Andrew Ulberg Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Insulated Windows
  • Flooring: Carpet,Linoleum,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,805 sqft

Property

Details

  • Parcel number: 1915000100
  • Zoning description: R-1 AG RURAL

Features

  • Stories: 1

Lot

  • Lot size: 1.02 Acres
  • Features: Corner Lot
  • Lot size dimensions: 200 x 219 x 205 x 220

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$183$2,196
Property Taxes $154$1,848
Electricity $196$2,362
Total$3,718$44,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,474/yr
40% on housing$111,540/yr
45% on housing$99,146/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 49464$211
Allegan County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 49464$226
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$675,000
2025-07-17Sold$99,000
2025-05-09Pending sale$99,000
2024-02-14Price change$99,000
2024-01-01Listed for sale$90,000

New Construction

AgentKellen Keck
BrokerageCity2Shore Real Estate Inc.

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