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81 Morris Road, Albany, NY, 12205

5beds
3baths
2,336sqft
$599,000
$256price/sqft
$4,458/moest. monthly cost
$178,320/yrincome needed

About This Home

Welcome To 81 Morris Rd! This Parcel Features: - New Construction Finished In 2026. - Bespoke Appliances - Granite Countertops - Tile And Hardwood Flooring Throughout - Attached Garage - Front And Backyard. - Full Basement - Public Sewer And Water The List Does Not Stop With This One!

Getting Around

6
WalkingCar-Dependent
25
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

8/10
Veeder Elementary SchoolGrades K-41.1 mi
6/10
Lisha Kill Middle SchoolGrades 5-81.3 mi
7/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,336

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,336
  • Total interior livable area: 2,336 sqft

Living Room

  • Level: First

Property

Details

  • Parcel number: 012689 16.444.42
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$196$2,352
Property Taxes $848$10,176
Electricity $386$4,632
Total$4,458$53,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,845/yr
40% on housing$133,740/yr
45% on housing$118,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 12205$223
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12205$225
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$649,900
2024-03-12Sold$30,000
2024-01-29Pending sale$41,900
2024-01-05Listed for sale$41,900
2023-12-31Listing removed--
2023-09-25Price change$39,900
2023-08-08Listed for sale$364,900
2023-08-08Pending sale$364,900
2023-05-10Price change$39,900
2023-03-20Price change$364,900
2022-04-20Price change$344,900
2022-03-29Listed for sale$49,900

For Sale by Agent

AgentAmjad Mughal
BrokerageM J J Realty

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