LOT 18 Russell St, Spearfish, SD, 57783
About This Home
Contact listing agents Michael Warwick 605-641-2569 or Heath Gran 605-209-2052 with Great Peaks Realty. Building is in progress, so stop by today and walk through this spacious 5-bedroom home in The Reserve. Vaulted ceilings, main floor laundry, and a spacious primary ensuite are just a few of the perks that await. For more details, contact the listing agent today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Poured Concrete Fd.
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: New Construction
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedroom2
- Level: Main
- Area: 120
Bedroom3
- Level: Main
- Area: 120
Bedroom4
- Level: Basement
- Area: 182
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 120
Features
- Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: None
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Refrig. C/Air
Interior Area
- Total structure area: 2,960
- Total interior livable area: 2,960 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 266
Master Bedroom
- Level: Main
- Area: 180
Property
Features
- Patio & porch: Porch Covered,Open Patio,Covered Deck
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 3
- Parking features: Three Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Wildfire
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance | $362 | $4,344 |
| Property Taxes | $449 | $5,388 |
| Electricity | $226 | $2,713 |
| Total | $4,576 | $54,912 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-20 | Price change | $89,000 |
| 2025-08-20 | Price change | $669,900 |
| 2025-08-20 | Listed for sale | $699,900 |
| 2025-08-19 | Listing removed | $674,900 |
| 2024-09-04 | Listed for sale | $674,900 |
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