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21052 Monroe St, Elkhorn, NE, 68022

4beds
3baths
2,968sqft
$429,998
$145price/sqft
$3,207/moest. monthly cost
$128,280/yrincome needed

About This Home

Immaculate ranch home offering 4 bedrooms, 3 bathrooms, and nearly 3,000 finished square feet of thoughtfully designed living space. The open-concept floor plan features spacious living and dining areas, abundant natural light, and a well-appointed kitchen with a pantry, making it ideal for both everyday living and entertaining. The recently finished lower level adds exceptional living space with a large family room, custom wet bar, an additional bedroom, and a full bathroom perfect for hosting guests, entertaining, or creating a private retreat. The oversized 3-car garage features durable epoxy flooring and a 220V outlet for electric vehicle charging. Step outside to enjoy the patio, underground sprinklers, and permanent exterior lighting that enhances curb appeal throughout the year. Located in the desirable Harrison 210 neighborhood within the Gretna School District, this home offers a wonderful blend of comfort, functionality, and modern upgrades!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Gretna Middle SchoolGrades 6-84.1 mi
--
Gretna East High SchoolGrades 9-113.4 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Purifier,Range,Refrigerator,Freezer,Washer,Dishwasher,Dryer,Disposal,Microwave
  • Laundry features: Vinyl Floor

Basement

  • Area: 1477

Basement

  • Has basement: Yes
  • Basement: Egress

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 131.58

Bedroom3

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 105.04

Bedroom4

  • Features: Wall/Wall Carpeting
  • Level: Basement
  • Area: 165.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Vinyl Floor
  • Level: Main
  • Area: 115.83

Features

  • High Ceilings,Ceiling Fan(s),Formal Dining Room,Pantry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,477
  • Finished area above ground: 1,491

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,968
  • Total interior livable area: 2,968 sqft

Kitchen

  • Features: Vinyl Floor
  • Level: Main
  • Area: 106.176

Living Room

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 110.5

Master Bathroom

  • Features: Full, Double Sinks

Master Bedroom

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 162.54

Property

Details

  • Parcel number: 1261891026
  • Other equipment: Sump Pump

Features

  • Patio & porch: Patio
  • Exterior features: Sprinkler System,Lighting
  • Fencing: None

Lot

  • Lot size: 9,191 sqft
  • Features: Up to 1/4 Acre.,Subdivided
  • Lot size dimensions: 71.97 x 12.02 x 106.5 x 80.47 x 115

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance $270$3,240
Property Taxes $580$6,960
Electricity $183$2,198
Total$3,207$38,484

Income You'd Need if You Spent...

35% on housing$109,954/yr
40% on housing$96,210/yr
45% on housing$85,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 68022$212
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68022$194
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$429,998
2026-07-09Price change$449,000
2026-06-20Price change$478,000
2023-12-29Listed for sale$419,000

For Sale by Agent

AgentKaty Hackworth
BrokerageBHHS Ambassador Real Estate

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