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2326 N Rock Church Rd, Troy, MO, 63379

3beds
3baths
2,304sqft
$899,000
$390price/sqft
$5,863/moest. monthly cost
$234,520/yrincome needed

About This Home

Welcome to an incredible opportunity to build your dream home with Arne Homes! This to-be-built Seabiscuit model offers 2,304 square feet of thoughtfully designed living space featuring 3 bedrooms, 2.5 bathrooms, a spacious 3-car garage, and high-end finishes throughout. Inside, you'll find an open-concept layout with a dedicated beverage center, oversized walk-in pantry, generously sized secondary bedrooms, and a luxurious primary suite complete with a spacious walk-in closet and private bath. Enjoy the outdoors year-round from the screened deck, perfect for relaxing or entertaining. Situated on a beautiful 3.54+/- acre lot, this property offers the rare combination of privacy and room to roam while remaining close to everyday conveniences. The best part is there's still time to make it your own. If the Seabiscuit isn't for you, you can choose from select Arne Homes floor plans that better fit your lifestyle. What are you waiting for? Don't miss your chance to build the quality, craftsmanship, and personalized home you've been dreaming of on this exceptional homesite. Exterior elevation is an AI rendering of proposed finishes, colors, and materials. This is not a finished home. Interior pictures are of a previously completed Seabiscuit model home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
6/10
Troy South Middle SchoolGrades 6-87.5 mi
6/10
Troy Buchanan High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Lap Siding,Shake Siding,Stone Veneer,Vertical Siding,Vinyl Siding

Other

  • Builder name: Arne Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Plumbed For Ice Maker,Microwave,Electric Oven,Range Hood,Gas Range,Refrigerator,Water Heater,Electric Water Heater,Water Softener
  • Laundry features: Laundry Room,Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Walk-Out Access

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 136
  • Dimensions: 17x8

Features

  • Breakfast Room,Built-in Features,Butler Pantry,Crown Molding,Custom Cabinetry,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Separate Shower,Soaking Tub,Solid Surface Countertop(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows,Low Emissivity Windows,Screens,Tilt-In Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,304

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 522
  • Dimensions: 18x29

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Mud Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 126
  • Dimensions: 9x14

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 186024000000004005
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch,Screened
  • Has view: Yes
  • View description: Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 3.54 Acres
  • Features: Cleared,Rectangular Lot,Suitable for Horses,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$627$7,524
Property Taxes $516$6,192
Electricity $175$2,111
Total$5,863$70,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,017/yr
40% on housing$175,890/yr
45% on housing$156,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 63379$237
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 63379$198
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$899,000
2025-06-03Listing removed$689,275
2025-03-31Listed for sale$689,275
2024-09-16Listing removed$85,000
2024-03-26Price change$75,000
2023-12-29Listed for sale$84,900

New Construction

AgentKimberly N Mackaben
BrokerageFox & Riley Real Estate

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