10323 SW 98TH PLACE ROAD, Ocala, FL, 34481
About This Home
Located in the Longleaf Ridge neighborhood of On Top of the World, this 2023-built home offers 2 bedrooms, 2 bathrooms, and a versatile flex room, all thoughtfully positioned on a desirable privacy lot that enhances both outdoor living and overall setting. The open-concept layout features luxury vinyl plank flooring throughout, creating a cohesive and low-maintenance living space filled with natural light. The kitchen is designed for both everyday living and entertaining, complete with quartz countertops, custom pull-out shelving, stainless steel appliances, and a gas slide-in range. Both bathrooms feature quartz countertops, adding a clean and consistent finish throughout the home. Outdoor living is highlighted by a screened lanai that provides a comfortable space to relax while enjoying the added privacy this lot offers. Additional features include a 2-car garage, paver driveway, and an indoor laundry room with washer and dryer for everyday convenience. Residents of On Top of the World enjoy access to a wide range of amenities, including fitness centers, swimming pools, pickleball and basketball courts, and a variety of clubs and activities, all within a gated 55+ community with convenient access to shopping, dining, and everyday services.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Other
- Builder model: TAMAR
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,121
- Total interior livable area: 1,469 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 3530064089
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,324 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $314 | $3,768 |
| Electricity | $197 | $2,366 |
| Total | $2,104 | $25,248 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $274,900 |
| 2026-06-08 | Price change | $279,900 |
| 2026-04-08 | Listed for sale | $289,900 |
| 2024-03-11 | Sold | $303,500 |
| 2024-01-22 | Pending sale | $342,160 |
| 2023-10-27 | Listed for sale | $342,160 |
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