95220 Terris Way, Fernandina Beach, FL, 32034
About This Home
95220 Terri’s Way offers the perfect blend of modern comfort and everyday functionality in the growing community of Concourse Crossing. This well-maintained 4-bedroom, 3-bath home features a spacious open layout with plenty of room to gather, entertain, or simply spread out and enjoy. Inside, you’ll find clean finishes, great natural light, and a dedicated office space that works perfectly for remote work, homework, or a quiet flex room. The kitchen opens seamlessly to the main living area, creating an easy flow for everyday living. Step outside to a covered and screened back porch overlooking a large backyard with plenty of space to add a pool, create an outdoor entertaining area, or simply enjoy the Florida weather year-round. Additional features include a full appliance package including refrigerator, blinds already installed, and gutters already in place—making the home truly move-in ready. Seller is also offering home as a rental. Located in peaceful Concourse Crossing, you’ll enjoy a quieter setting while still being just minutes from shopping, dining, and the beaches of Fernandina Beach and Amelia Island. If you’ve been looking for a home with space, functionality, and a great location, this one is worth seeing in person.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Resale
- New construction: Yes
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Window Treatments
- Window features: Vinyl,Blinds
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,407
- Total interior livable area: 2,407 sqft
Property
Details
- Parcel number: 292N28033000460000
- Zoning: PUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Covered,Front Porch,Patio,Screened
- Exterior features: Sprinkler/Irrigation
Lot
- Lot size: 5,662 sqft
- Lot size dimensions: 40 x 150
Parking
- Total spaces: 2
- Parking features: Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $581 | $6,972 |
| Electricity | $242 | $2,906 |
| Total | $3,274 | $39,288 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $435,000 |
| 2024-09-12 | Listing removed | $2,550 |
| 2024-08-10 | Listed for rent | $2,550 |
| 2024-08-09 | Listing removed | $429,900 |
| 2024-07-26 | Price change | $429,900 |
| 2024-07-22 | Price change | $429,300 |
| 2024-06-15 | Price change | $449,900 |
| 2024-05-23 | Price change | $459,900 |
| 2024-05-02 | Listed for sale | $464,900 |
| 2024-05-02 | Listing removed | -- |
| 2024-04-18 | Listed for sale | $464,900 |
| 2024-04-18 | Listing removed | -- |
| 2024-04-11 | Listed for rent | $2,900 |
| 2024-04-05 | Sold | $400,000 |
| 2024-03-12 | Pending sale | $449,615 |
| 2024-03-04 | Price change | $449,615 |
| 2024-02-15 | Pending sale | $417,990 |
| 2024-01-19 | Listed for sale | $417,990 |
| 2024-01-10 | Sold | $439,990 |
| 2023-12-26 | Listed for sale | $439,990 |
New Construction
View on Zillow