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645 Skyview Dr, Commerce, GA, 30566

3beds
2baths
1,524sqft
$355,900
$234price/sqft
$2,420/moest. monthly cost
$96,800/yrincome needed

About This Home

Welcome to this beautiful 3-bedroom, 2-bath ranch home located in a desirable 55+ active adult community in Commerce, Georgia. This well-maintained home features an open floor plan with a spacious kitchen offering granite countertops, stainless steel appliances, and plenty of cabinet space. The cozy family room includes a gas fireplace, creating the perfect place to relax and entertain. The primary suite features a private bath with dual vanities and a large 5-foot walk-in shower. Two additional bedrooms provide comfortable space for guests, hobbies, or a home office. Outside, enjoy a beautifully landscaped yard with sod and an irrigation system. The HOA takes care of lawn maintenance, giving you more time to enjoy the community's outstanding amenities, including sidewalks, street lights, and a swimming pool. Conveniently located in Commerce, this move-in-ready home offers low-maintenance living in a welcoming and active community. You'll also appreciate being just minutes from Tanger Outlets, shopping, dining, and everyday conveniences.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Commerce Primary SchoolGrades PK-22.2 mi
7/10
Commerce Middle SchoolGrades 5-82.9 mi
7/10
Commerce High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Oven/Range (Combo),Washer
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Split Bedroom Plan,Tile Bath,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Kitchen

  • Features: Breakfast Bar,Breakfast Room,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 020F 031

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Open Lot

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,799$21,588
Home Insurance *$168$2,016
Property Taxes $234$2,808
Electricity $219$2,637
Total$2,420$29,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,971/yr
40% on housing$72,600/yr
45% on housing$64,533/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 30566$183
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30566$186
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$355,900

For Sale by Agent

AgentDean Christian
BrokerageChristian Realty

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