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LOT 19 Steamboat Ln, Heathsville, VA, 22473

4beds
3baths
3,200sqft
$700,000
$219price/sqft
$4,561/moest. monthly cost
$182,440/yrincome needed

About This Home

Are you interested in new construction? Buyer agents are welcomed and buyer's closing cost assistance available! Check out this opportunity to build this beautiful Farmhouse style home with a third floor option. This home features 3,200 total sq ft, 4 bedrooms and 2.5 baths within a 3 acre lot located in the Betz Landing community in Heathesville. Several plans are available depending on buyers desired style, size, and budget. Access to a large community boat ramp, pier, and picnic pavilion on the Great Wicomico River. This home design features an inviting entrance leading to a secluded dining area and living space on either side. The well-appointed kitchen offers ample storage, open layout overlooking the family room, and a charming breakfast nook. Adjacent to the kitchen, there's a comfortable half bath, a walk-in pantry, and an extra flex room with garage access for added storage. The expansive family room provides ample room for both relaxation and hosting guests. Upstairs, you'll find three more bedrooms, each with access to a shared full bathroom with dual sinks. The primary suite on the second level boasts a spacious full bathroom with dual sinks, a private water closet, and an indulgent walk-in closet. The second floor is rounded out with a roomy utility space and an additional crafting area at the hallway's end. Pictures are based on a previously built model. Don't miss the opportunity to build your dream home from scratch!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Brick,Frame

Other

  • Builder model: Mahan
  • Builder name: Mitchell

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,ENERGY STAR Qualified Refrigerator,Dishwasher,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Window features: Energy Efficient
  • Flooring: Luxury Vinyl,Carpet
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25C10190
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterfront features: Lake
  • Waterbody name: Great Wicomico

Lot

  • Lot size: 3.27 Acres
  • Features: Wooded,Unknown Soil Type

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Drought
Hurricane
Coastal Flooding
Cold Wave
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$446$5,352
Property Taxes $268$3,216
Electricity $308$3,698
Total$4,561$54,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,377/yr
40% on housing$136,830/yr
45% on housing$121,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 22473$241
Northumberland County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 22473
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$750,000
2026-02-25Listed for sale$800,000
2026-01-01Listing removed$700,000
2025-08-14Price change$700,000
2025-08-09Price change$725,000
2025-07-25Price change$749,950
2025-07-10Price change$799,900
2025-03-23Price change$799,950
2025-03-14Price change$800,000
2025-03-08Price change$810,000
2025-03-01Price change$820,000
2025-02-21Price change$830,000
2024-09-03Listed for sale$800,000
2024-05-02Listing removed--
2024-04-08Listed for sale$825,000
2024-01-28Listing removed--
2024-01-27Price change$850,000
2023-12-21Listed for sale$875,000

New Construction

AgentDevon Cyrille
BrokerageFathom Realty

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