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95436 Golden Glow Dr, Fernandina Beach, FL, 32034

3beds
3baths
2,421sqft
$774,500
$320price/sqft
$4,731/moest. monthly cost
$189,240/yrincome needed

About This Home

Welcome to 95436 Golden Glow Drive perfectly positioned in the gated community of Amelia National Golf & Country Club, where modern design and comfortable living come together in all the right ways. Built less than two years ago, this home offers a fresh, like-new feel with a layout that truly works for both everyday life and entertaining. As you step inside, you’re greeted by a light-filled, open-concept living space that effortlessly brings together the living room, kitchen, and dining area. The kitchen is the heart of the home, featuring ample counter space and a seamless flow that keeps you connected whether you're hosting guests or enjoying a quiet night in. The Owner’s Suite is tucked away for privacy and serves as a relaxing escape, complete with a spacious walk-in closet and a beautifully designed bath. Additional bedrooms are thoughtfully positioned with nearby bathrooms, giving family and guests their own comfortable space. Step outside to the oversized screened lanai, where you’ll find the perfect setting for morning coffee, evening dinners, or creating your dream outdoor kitchen. The fully fenced backyard overlooks a serene pond and offers plenty of space to add a pool, making it ideal for enjoying the Florida lifestyle year-round. This is more than just a home, it’s easy living, smart design, and a place you’ll love coming back to every day.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-126.2 mi
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Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Other

  • Builder name: ICI

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Cable TV
  • Window features: Insulated Windows

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,421
  • Total interior livable area: 2,421 sqft

Property

Details

  • Parcel number: 272N28006C05210000
  • Zoning: RS-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Fence,Sprinkler/Irrigation

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: .27

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,916$46,992
Home Insurance *$501$6,012
Property Taxes $71$852
Electricity $243$2,923
Total$4,731$56,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,205/yr
40% on housing$141,930/yr
45% on housing$126,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$413
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$795,000
2025-12-30Listing removed$795,000
2025-07-29Listed for sale$795,000
2024-12-16Sold$725,000
2024-09-04Pending sale$749,975
2024-08-19Price change$749,975
2024-05-14Price change$745,075
2024-02-07Price change$762,075
2023-12-21Listed for sale$757,075

For Sale by Agent

AgentTammy Tingle
BrokerageCENTURY 21 MILLER ELITE

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