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7032 Cottage Grove Dr, Flowery Branch, GA, 30542

4beds
4baths
3,996sqft
$975,000
$244price/sqft
$6,280/moest. monthly cost
$251,200/yrincome needed

About This Home

Welcome to luxury living in The Retreat at Sterling on the Lake, a premier 55+ active adult community where every detail has been thoughtfully elevated. This stunning 4 bedroom / 4 bath home showcases a beautifully designed open-concept layout, high-end finishes, and a fully customized living experience from top to bottom. The heart of the home is the gourmet kitchen, featuring an oversized island, elegant quartz countertops, and premium appliances perfect for entertaining or everyday enjoyment. Throughout the home, you'll find designer lighting in every room, custom California Closets (including a custom pantry closet), and impressive custom-built fireplaces, creating warmth and sophistication in every space. Adding to the luxury and convenience, every room and window is equipped with remote-powered blinds, offering effortless comfort, privacy, and light control at the touch of a button. The owner spared no expense with upgrades, including a custom-built enclosed back porch with Champion windows and its own separate mini-split system, offering year-round comfort and additional living space with serene wooded views. Downstairs, the fully finished custom basement expands the home's luxury and functionality, complete with additional living space and a thoughtfully designed layout including a laundry room with California Closets for exceptional organization. Step outside to your private outdoor retreat featuring a custom patio with a built-in water feature, creating the perfect setting for relaxing mornings and elegant evenings at home. Enjoy low-maintenance living with lawn care included, plus access to world-class amenities including a private 55+ clubhouse, pool, fitness center, pickleball, tennis, bocce ball, scenic trails, and lake activities this is the lifestyle you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Frame,HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Oven,Microwave,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Laundry Room,Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Other

Features

  • Bookcases,Entrance Foyer,High Ceilings 9 ft Main,High Ceilings 9 ft Lower,High Speed Internet,His and Hers Closets,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: None
  • Flooring: Hardwood
  • Number of fireplaces: 5
  • Fireplace features: Basement,Electric,Family Room,Gas Log,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,560
  • Finished area above ground: 2,436
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,996
  • Total interior livable area: 3,996 sqft

Kitchen

  • Features: Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Bidet, Double Vanity, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15047 003038
  • Other equipment: Generator,Home Theater
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Front Porch,Glass Enclosed,Patio,Rear Porch,Screened
  • Exterior features: Rain Gutters,Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 8,712 sqft
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$402$4,824
Property Taxes $560$6,720
Electricity $388$4,658
Total$6,280$75,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,314/yr
40% on housing$188,400/yr
45% on housing$167,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 30542$192
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30542$173
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$1,250,000
2024-06-26Sold$1,078,361
2023-12-20Pending sale$1,079,954
2023-12-20Listed for sale$1,079,954

For Sale by Agent

AgentThe Rains Team
BrokeragePend Realty, LLC.

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