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500 Main St, Milford, OH, 45150

2beds
--baths
1,344sqft
$344,900
$257price/sqft
$2,432/moest. monthly cost
$97,280/yrincome needed

About This Home

Welcome to 500/502 Main St, located in the highly desirable Historic District of Milford. This duplex features (2) 1-bedroom units with a spacious loft ideal for a home office, guest space, or additional living area, kitchen and bath. Both sides mirrored. Enjoy the convenience of both on- and off-street parking. Just steps away from local shops, dining, breweries, and the scenic Little Miami River, this home offers the perfect blend of comfort and location. Agent is related to seller.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Milford Sr High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2

Features

  • Window features: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 210731A020P
  • Zoning description: Residential,Multi Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 8,006 sqft
  • Features: Busline Near

Parking

  • Total spaces: 2
  • Parking features: Off Street,On Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$133$1,596
Property Taxes $362$4,344
Electricity $193$2,320
Total$2,432$29,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,382/yr
40% on housing$72,960/yr
45% on housing$64,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 45150$187
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45150$191
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$344,900
2026-07-07Listed for sale$349,000
2016-05-12Sold$35,000
2014-01-17Sold$9,900

For Sale by Agent

AgentAmber R Sudduth
BrokerageJamestown C.A.R.E.S.

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