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37169 Coyote Dr, Hilliard, FL, 32046

5beds
3baths
3,352sqft
$480,000
$143price/sqft
$3,574/moest. monthly cost
$142,960/yrincome needed

About This Home

Nestled on a mostly cleared 10-acre parcel, this charming cedar home offers the perfect blend of privacy, functionality, and flexibility. With 5 spacious bedrooms and 3 full bathrooms, this thoughtfully designed layout features a main residence with 3 bedrooms and 2 baths, seamlessly connected to a 2-bedroom, 1-bath in-law suite complete with its own kitchen, living area, and private entrance. Ideal for multi-generational living or potential rental income, the additional living space can be easily closed off or kept open through an interior doorway for convenience. The suite also features its own carport—currently used as a home gym—with the potential to open up the wall for expanded use or vehicle access. Upgrades include a whole-house water filtration system (2021), new well pump (2025), dual flush toilets (2021), and fresh interior paint in select rooms (2025). This property offers endless possibilities—whether you're looking for a private homestead, an income-generating opportunity, or a space to keep loved ones close. Don’t miss this rare find—schedule your private tour today and explore the potential this unique property holds!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Split Bedrooms
  • Window features: Aluminum Frames

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,352
  • Total interior livable area: 3,352 sqft

Property

Details

  • Parcel number: 033N24230000170020
  • Zoning: OR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 10 Acres
  • Lot size dimensions: x

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$272$3,264
Property Taxes $538$6,456
Electricity $337$4,048
Total$3,574$42,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,537/yr
40% on housing$107,220/yr
45% on housing$95,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 32046$188
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32046$214
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$520,000
2026-04-29Listing removed$520,000
2026-04-08Price change$520,000
2026-03-06Price change$540,000
2026-02-04Listed for sale$550,000
2026-01-26Pending sale$550,000
2025-12-08Price change$550,000
2025-09-15Price change$560,000
2025-08-13Price change$570,000
2025-07-14Price change$580,000
2025-06-13Price change$590,000
2025-06-02Listed for sale$599,000
2020-12-01Sold$340,000
2020-08-26Price change$350,000
2020-07-02Listed for sale$375,000

For Sale by Agent

AgentSusan Haley
BrokerageCENTURY 21 MILLER ELITE

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