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4551 SUN GARDEN Drive, Jacksonville, FL, 32257

2beds
2baths
1,669sqft
$439,900
$264price/sqft
$3,049/moest. monthly cost
$121,960/yrincome needed

About This Home

Everlake at Mandarin is a beautiful 55+ gated community that has it all! Convenient location, club amenities & Fitness Center, pool, & gorgeous lakes with lighted fountains. No CDD. This home is truly a designers dream with every luxury upgrade. Shows better than a model home. If you can think of it, it already has it, plus additional 13'x18' screened living area on the water, & 6'x13' area for grilling. Epoxy floor coating on all outside areas & in garage, Overhead storage added in garage. Aluminum fenced backyard, Tankless gas water heater & gutters. Motorized shades. Built-in LR wall unit & TV mounts throughout. Custom organized kitchen pantry and state of the art custom designed master walk-in closet. 10' ceilings plus tray in LR & MBR. Kitchen equipped with gas cooktop, built-in electric oven & microwave, custom cabinetry with pull-out drawers & quartz countertops accented with designer backsplash. Features sheet in documents.

Getting Around

3
WalkingCar-Dependent
12
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

8/10
2/10
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Pantry,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,669 sqft

Property

Details

  • Parcel number: 1490772290
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 4,356 sqft
  • Features: Dead End Street

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$354$4,248
Property Taxes $274$3,288
Electricity $197$2,366
Total$3,049$36,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,537/yr
40% on housing$91,470/yr
45% on housing$81,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 32257$170
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32257$206
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$450,000
2023-09-15Sold$403,462
2023-08-07Pending sale$403,990
2023-07-13Price change$403,990
2023-06-05Price change$402,990
2023-05-31Listed for sale$399,990

For Sale by Agent

AgentSAM FOLDS
BrokerageSAM FOLDS, INC., REALTORS

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