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50 SANDY PALM Trail, Saint Augustine, FL, 32086

5beds
5baths
3,266sqft
$549,900
$168price/sqft
$3,869/moest. monthly cost
$154,760/yrincome needed

About This Home

Stunning 5BR/4.5BA 2024-built home! Featuring modern design, spacious layout and premium finishes throughout. Located in the heart of Saint Augustine near SR 312 & 207! Just 8 minutes to downtown, 12 minutes to the beach, and 4 miles to I-95. Enjoy versatile flex spaces, a gorgeous owner's suite with super shower upgrade, tandem 3-car garage, fully fenced yard, waterfront & conservation views and spacious covered lanai. First-floor ensuite bedroom offers ideal setup for multi-generational living or a home office. Beautiful designer details, ample living and storage space, prime location and a peaceful neighborhood setting! Transferrable home warranty.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Osceola Elementary SchoolGrades PK-51.4 mi
6/10
R J Murray Middle SchoolGrades 6-82.9 mi
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Multi Generational,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Entrance Foyer,Guest Suite,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,266 sqft

Property

Details

  • Parcel number: 1027590440
  • Zoning description: Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Fencing: Fenced,Back Yard,Full,Privacy,Vinyl
  • Has view: Yes
  • View description: Lake,Protected Preserve,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$418$5,016
Property Taxes $343$4,116
Electricity $328$3,944
Total$3,869$46,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,651/yr
40% on housing$116,070/yr
45% on housing$103,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$205
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$599,000
2026-04-01Listed for sale$615,000
2025-06-22Listing removed$3,250
2025-06-17Listed for rent$3,250
2025-06-16Listing removed$624,900
2025-05-29Price change$624,900
2025-05-09Listed for sale$639,900

For Sale by Agent

AgentBETHANY NICOLE GERECKE
BrokerageSTA REALTY

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