




731 N Ames St, Spearfish, SD, 57783
About This Home
Whether you're searching for the perfect starter home, a peaceful retirement retreat, or a turnkey investment, this newly renovated gem is an opportunity you won't want to miss. This beautifully updated 1.5-bedroom, 1-bath home lends modern finishes with cozy charm and is ideally located just minutes from downtown Spearfish. Thoughtfully renovated from top to bottom, the home offers a fresh, like-new feel while maintaining its inviting character. Inside, the living space is anchored by a stunning brick gas fireplace, creating a warm and welcoming focal point perfect for cozy evenings. Just off the front entry nook or welcoming, a light-filled onus entry space serves as a charming reading nook or welcoming foyer-- an ideal spot to enjoy morning coffee, unwind with a book, or greet guests. In addition to the primary bedroom, the home features a small secondary room well-suited for a home office, nursery, or a cozy guest space. The spacious bathroom has been fully redesigned with comfort and functionality in mind, adding to the home's thoughtful layout and ease of living. Step outside to discover one of the property's most enchanting features: a picturesque creek that gently meanders through the adorable front yard, offering a peaceful, nature-filled setting that's rare to find so close to town. The large, expansive yard also provides ample room for relaxing or entertaining and offers excellent potential for a future ADU garage, adding versatility and long-term value.
Getting Around
Schools
Construction
Condition
- Year built: 1932
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Site Built
Interior
Appliances
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Master Bedroom
- Area: 156
Property
Lot
- Lot size: 5,227 sqft
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance | $178 | $2,136 |
| Property Taxes | $221 | $2,652 |
| Electricity | $146 | $1,755 |
| Total | $2,289 | $27,468 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-10 | Listed for sale | $345,000 |
| 2025-07-30 | Listing removed | $1,800 |
| 2025-07-23 | Listed for rent | $1,800 |
| 2025-06-23 | Listing removed | $345,000 |
| 2025-04-09 | Contingent | $345,000 |
| 2025-02-06 | Listed for sale | $345,000 |
| 2024-03-20 | Listing removed | $1,800 |
| 2024-03-13 | Listing removed | -- |
| 2024-03-01 | Listed for sale | $1,800 |
| 2024-01-31 | Price change | $1,800 |
| 2023-12-18 | Listed for rent | $2,000 |
