See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

35186 ACKLEY TRACE, Zephyrhills, FL, 33541

6beds
3baths
2,580sqft
$414,900
$161price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

Short Sale. Welcome to your Florida retreat in the heart of Zephyrhills and Wesley Chapel ! Located in the desirable community of Two Rivers North, this inviting home offers a perfect blend of comfort, functionality, and modern style. Step inside to discover a thoughtfully designed interior with an open-concept layout that maximizes both space and natural light, creating an airy, welcoming feel throughout. The main living area features a spacious great room ideal for relaxing or entertaining, with clean sightlines that connect seamlessly to the dining area and kitchen. The kitchen is a true highlight of the home, showcasing sleek quartz countertops, ample cabinetry, and a full suite of modern appliances—including a range, refrigerator, dishwasher, and microwave—designed to make cooking and hosting both easy and enjoyable. The open layout ensures you stay connected with family and guests while preparing meals. Inside, you’ll find well-proportioned bedrooms designed for comfort and flexibility—perfect for restful nights, a home office, or guest accommodations. The primary suite provides a private retreat, complete with ample closet space and an en-suite bath featuring stylish quartz countertops that add a touch of elegance and durability. The additional bathrooms also include matching quartz surfaces for a cohesive, upgraded look throughout the home. Additional interior highlights include: Durable, low-maintenance flooring in main living areas Large windows that fill the home with natural light A functional, flowing floor plan for everyday living Neutral finishes throughout, offering a versatile canvas to suit your style Convenient indoor laundry space The home also features a built-in attached garage, offering secure parking and valuable additional storage space. Whether used for vehicles, tools, or seasonal items, the garage provides both convenience and flexibility while helping keep your living areas organized. Every detail of the home is designed to support comfortable, modern living while maintaining a warm and inviting atmosphere. Step outside to enjoy a peaceful backyard—perfect for morning coffee, evening relaxation, or entertaining guests. Conveniently located near shopping, dining, schools, and major roadways, this home offers both accessibility and a quiet neighborhood feel. Whether you're a first-time buyer, downsizing, or investing, this property is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 2024

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block,HardiPlank Type,Stucco,Wood Frame

Other

  • Builder model: CONCORD
  • Builder name: LENNAR

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater,Washer,Water Purifier,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Other,Pest Guard System,PrimaryBedroom Upstairs,Solid Surface Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,980
  • Total interior livable area: 2,580 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: First
  • Area: 256
  • Dimensions: 16x16

Loft

  • Level: Second
  • Area: 150
  • Dimensions: 15x10

Other

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 221
  • Dimensions: 13x17

Property

Details

  • Parcel number: 292621007000B000150
  • Zoning: PUD
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Lighting,Misting System,Other,Private Yard,Sidewalk,Sprinkler Metered
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 4,551 sqft
  • Lot size dimensions: 41 x 111

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$211$2,532
Property Taxes $654$7,848
Electricity $259$3,115
Total$3,221$38,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 33541$102
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33541$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$404,900
2026-07-06Price change$414,900
2026-06-29Price change$419,000
2026-06-18Listed for sale$440,000
2024-02-29Sold$409,900
2024-01-22Pending sale$409,900
2024-01-12Price change$409,900
2024-01-05Price change$414,900
2024-01-02Price change$421,400
2023-12-27Price change$419,900
2023-12-18Listed for sale$426,195

For Sale by Agent

AgentMichael Rossi
BrokerageFUTURE HOME REALTY INC

Similar Homes