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412 Sunray Lake Ln, Katy, TX, 77493

3beds
2baths
1,484sqft
$279,900
$189price/sqft
$1,992/moest. monthly cost
$79,680/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 2-bath home located in the Katy area and zoned to Katy ISD. With 1,434 square feet of comfortable living space, this home offers a warm and functional layout designed for everyday living. The open-concept floor plan connects the living room, dining area, and kitchen, creating a bright and welcoming space where family and friends can gather with ease. The kitchen features stainless steel appliances, modern finishes, and plenty of cabinet space, making it perfect for preparing meals and sharing special moments. The spacious primary suite provides a peaceful retreat with a walk-in closet and private bathroom. Two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the covered patio, a wonderful spot for relaxing evenings, morning coffee, or weekend gatherings. Conveniently located near shopping, dining, and major roadways, this home offers comfort, convenience, and a place to truly feel at home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
7/10
Freeman High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder name: Adams Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Gas Oven,Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,484
  • Total interior livable area: 1,484 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 800004002021000
  • Exclusions: N/A

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Porch
  • Fencing: Back Yard,Full

Lot

  • Lot size: 6,311 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$173$2,076
Property Taxes $166$1,992
Electricity $238$2,859
Total$1,992$23,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,297/yr
40% on housing$59,760/yr
45% on housing$53,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 77493$195
Waller County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 77493$160
Waller County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$269,000
2026-04-05Price change$279,900
2026-03-12Listed for sale$289,900
2024-04-04Listing removed--
2024-03-16Pending sale$286,400
2024-02-09Price change$286,400
2024-01-23Price change$311,400
2024-01-04Price change$312,400
2023-12-17Listed for sale$300,400

For Sale by Agent

AgentOsneyda Canales
BrokerageKeller Williams Premier Realty

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