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107 Wise Oak Ln, Garner, NC, 27529

4beds
3baths
2,107sqft
$445,000
$211price/sqft
$3,011/moest. monthly cost
$120,440/yrincome needed

About This Home

Enjoy relaxing in this home's downstairs, which features an open-concept main floor living area highlighted by a beautiful chef's kitchen, complete with quartz countertops, soft-close cabinetry, an included refrigerator, and a double oven. The second floor includes four sizable bedrooms and a conveniently located laundry room. The primary suite is well-appointed with a dual vanity, a private water closet, and a large walk-in closet. The property also offers a spacious two-car garage with extensive built-in storage and additional attic storage.Outside, the elevated backyard provides privacy with a six-foot fence and mature trees, offering a perfect spot for enjoying summer sunset views. Located in a lively and inviting neighborhood, the home is just minutes from downtown Raleigh, Walnut Creek, and White Oak. This prime location provides easy access to a variety of shopping, dining, and entertainment options. This home is move in ready!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
Middle Creek ElementaryGrades PK-59.6 mi
9/10
Holly Ridge MiddleGrades 6-812.9 mi
5/10
Garner HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: McKee Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Double Oven,Electric Cooktop,Oven,Plumbed For Ice Maker,Range,Range Hood,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Shower Only,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,107

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 2,107
  • Total interior livable area: 2,107 sqft

Property

Accessibility

  • Accessibility features: Accessible Common Area,Accessible Entrance,Accessible Kitchen,Visitable

Details

  • Parcel number: 1712.19624171.000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Courtyard,Fenced Yard,Garden,Rain Gutters
  • Fencing: Back Yard, Fenced, Wood
  • Has view: Yes

Lot

  • Lot size: 6,098 sqft
  • Features: Landscaped,Level,Open Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$161$1,932
Property Taxes $400$4,800
Electricity $200$2,405
Total$3,011$36,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,234/yr
40% on housing$90,330/yr
45% on housing$80,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$445,000
2026-04-10Listed for sale$450,000
2023-03-15Sold$434,900
2023-02-16Pending sale$434,831
2023-02-15Listed for sale$434,831

For Sale by Agent

AgentCynthia Quarantello
BrokerageReal Broker LLC

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