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5309 Amber Creek Ln, Bowling Green, KY, 42101

4beds
2baths
2,138sqft
$399,900
$187price/sqft
$2,683/moest. monthly cost
$107,320/yrincome needed

About This Home

Welcome to this beautifully crafted 3-bedroom + bonus room (optional 4th bedroom) brick home in the highly desirable Springwater subdivision. Built in 2024, this 2,138 sq ft home offers modern design, quality finishes, and a layout that fits both everyday living and entertaining. Step inside to an open-concept floor plan featuring a massive living/great room that flows seamlessly into the kitchen and dining area. The kitchen is designed to impress with granite countertops, ample cabinetry, and a spacious pantry for added storage. The flexible bonus room provides the perfect option for a 4th bedroom, home office, or media space. The primary suite offers comfort and privacy, while two additional bedrooms provide plenty of space for family or guests.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
9/10
South Warren High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Brick/Mortar
  • Roof: Dimensional,Shingle
  • Construction materials: Brick/Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Electric Range,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub

Bedroom2

  • Level: Main
  • Area: 136.0833

Bedroom3

  • Level: Main
  • Area: 136.0833

Bedroom4

  • Level: Upper
  • Area: 214.2917

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 232.3333

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Closet Light(s),Split Bedroom Floor Plan,Walk-In Closet(s),Walls (Dry Wall),Kitchen/Dining Combo
  • Window features: Screens,Vinyl Frame,Blinds
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Furnace,Gas
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 2,138
  • Total interior livable area: 2,138 sqft

Kitchen

  • Features: Pantry

Living Room

  • Level: Main
  • Area: 291.375

Master Bathroom

  • Level: Main
  • Area: 139.3333

Master Bedroom

  • Level: Main
  • Area: 240

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 029A19A122

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch
  • Exterior features: Concrete Walks,Landscaping
  • Fencing: None

Lot

  • Lot size: 0.51 Acres
  • Features: Subdivided

Parking

  • Total spaces: 2
  • Parking features: Front Entry,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$215$2,580
Property Taxes $278$3,336
Electricity $168$2,026
Total$2,683$32,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,988/yr
40% on housing$80,490/yr
45% on housing$71,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$151
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$424,900
2025-06-05Sold$384,900
2024-10-25Listing removed$376,955
2024-08-22Price change$376,955
2024-07-12Price change$379,955
2024-05-21Listed for sale$389,900

For Sale by Agent

AgentKen Waddell
BrokerageRE/MAX Real Estate Executives

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