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2987 Chestnut Grove Rd, Columbia, KY, 42728

1beds
1baths
1,133sqft
$149,000
$132price/sqft
$1,124/moest. monthly cost
$44,960/yrincome needed

About This Home

Secluded Retreat on 15 Wooded Acres - Ideal for Year-Round Living or Hunting Camp. Surrounded with mature trees & abundant wildlife, this property offers a blend of seclusion, nature and functionality. The land remains beautifully wooded throughout, with a cleared area around the home for easy access & use. Just over 1100 SQFT of livable space (Bedroom,Kitchen & Bathroom) with New flooring & New gas Fireplace, 2024. Electric range and Refrigerator will stay, as well as the washer & dryer, new water heater (2025). No restrictions, sets back approx 230 yards from Chestnut Grove Road, main camp site/homestead not visible from the road. New 200 amp electric service installed & inspected 2024, new water lines (2025) and drain lines & gravel driveway, new vent free heater/fireplace installed, all of this within the last one to two years. . Located at the front of the property is an additional septic per a previous owner & electric hookup and county water for another possible cabin or camper if desired, or possibly divide the property. The age of the single wide is undetermined, the seller did not receive a title when he purchased the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Adair County Primary CenterGrades PK-211.2 mi
5/10
4/10
Adair County High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower Combo

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • None,Walls (See Remarks),Eat-in Kitchen
  • Flooring: Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Space Heater,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,133
  • Total interior livable area: 1,133 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0090000016.01

Features

  • Patio & porch: Covered Front Porch
  • Fencing: None

Lot

  • Lot size: 15.26 Acres
  • Features: Heavily Wooded,County

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$148$1,776
Property Taxes $69$828
Electricity $154$1,850
Total$1,124$13,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,537/yr
40% on housing$33,720/yr
45% on housing$29,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 42728$157
Adair County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42728
Adair County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$152,000
2026-02-03Price change$157,000
2026-01-21Listed for sale$159,000
2026-01-06Sold$114,000
2025-12-06Pending sale$114,000
2025-10-24Listed for sale$114,000
2024-10-16Sold$130,000
2024-09-23Pending sale$145,000
2024-09-08Listed for sale$145,000
2024-07-29Listing removed$145,000
2024-02-05Listed for sale$145,000
2024-02-02Sold$70,000
2024-01-20Pending sale$72,000
2023-12-15Listed for sale$72,000

For Sale by Agent

AgentBeth Sheesley
BrokerageRE/MAX Highland Realty

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