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83 Spring Farm Rd, North Oaks, MN, 55127

3beds
3baths
3,320sqft
$879,900
$265price/sqft
$6,033/moest. monthly cost
$241,320/yrincome needed

About This Home

This Charles Cudd former model home showcases elevated designer finishes , exquisite craftmanship , and the ease of low maintenance living with HOA- provided lawn care and snow removal. Thoughtfully designed for effortless main-level living , the luxurious owners' suite features a spa like private bath and oversized walk- in closet with direct access to the laundry room. The gourmet kitchen is designed for both everyday living and entertaining , featuring a large center island , breakfast bar , spacious walk- in pantry , and an adjoining built-in bar complete with custom cabinetry, wine fridge , and beverage refrigerator . Additional main level highlights include a dedicated office , inviting living room with gas fireplace , sun room ,mud room ,quest bath , and maintenance-free deck. The lower level is equally impressive , offering a spacious family room , recreation room with rough-ins for a future wet bar , bedroom 2 with a private sitting area and walk through access to a full bath , plus an additional bedroom 3 for guests or family. Additional premium upgrades include designer window coverings throughout a heated garage with professionally finished epoxy flooring , and numerous thoughtful details that elevate everyday living . Enjoy all of North Oaks sought-after amenities , including Pleasant lake beach access , sports facilities , playgrounds , scenic hiking trails and more .

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Central Middle SchoolGrades 6-82.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Level: Lower
  • Area: 252
  • Dimensions: 18x14

Bedroom3

  • Level: Lower
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Family Room

  • Level: Lower
  • Area: 462
  • Dimensions: 22x21

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,497
  • Finished area above ground: 1,823

Game Room

  • Level: Lower
  • Area: 270
  • Dimensions: 18x15

Great Room

  • Level: Main
  • Area: 345
  • Dimensions: 23x15

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,287
  • Total interior livable area: 3,320 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 08x08

Mud Room

  • Level: Main
  • Area: 64
  • Dimensions: 08x08

Office

  • Level: Main
  • Area: 70
  • Dimensions: 10x07

Patio

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Sun Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 093022210118
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1740

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking,Covered,Deck,Front Porch,Patio
  • Fencing: None
  • Waterfront features: Association Access,Dock,Shared

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 44 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric Vehicle Charging Station(s),Floor Drain,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$432$5,184
Property Taxes $872$10,464
Electricity $280$3,360
Total$6,033$72,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,845/yr
40% on housing$180,990/yr
45% on housing$160,880/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$231
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$879,900
2026-07-23Price change$879,900
2026-06-21Price change$899,900
2026-06-06Listed for sale$914,900
2023-12-14Sold$869,115
2023-10-11Pending sale$869,115
2023-06-22Price change$869,115
2023-03-08Listed for sale$854,115
2023-01-11Sold$120,000

For Sale by Agent

AgentAlan E. Conard
BrokerageLand of Lakes Rlty

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