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85177 Sandy Ridge Loop, Yulee, FL, 32097

4beds
3baths
2,491sqft
$594,900
$239price/sqft
$4,169/moest. monthly cost
$166,760/yrincome needed

About This Home

Why wait to build when you can start living your dream now? This like-new 4-bedroom, 3-bath home in a gated Yulee community is move-in ready and designed for the way you want to live. Imagine gathering in your gourmet kitchen, the heart of the home, or enjoying quiet mornings with coffee on your screened lanai overlooking a peaceful pond. With a thoughtful open layout and a convenient mud/drop zone, everyday living feels effortless and organized. The paver driveway and 3-car garage add both style and function, while the location puts you just minutes from Wildlight, shopping, dining, beaches, and I-95—making work, play, and weekend escapes incredibly easy. This isn’t just a home—it’s where memories are made, where life slows down, and where you can truly settle in from day one. Low HOA and. No CDD fee! Come see it for yourself and imagine life here—schedule your private showing today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-50.9 mi
9/10
Yulee Middle SchoolGrades 6-80.6 mi
5/10
Yulee High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer,Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Split Bedrooms,Cable TV,Window Treatments
  • Window features: Vinyl,Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,491
  • Total interior livable area: 2,491 sqft

Property

Details

  • Parcel number: 422N27109500670000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Front Porch,Screened
  • Exterior features: Sprinkler/Irrigation
  • Waterfront features: Pond

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: .44

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$324$3,888
Property Taxes $587$7,044
Electricity $250$3,008
Total$4,169$50,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,937/yr
40% on housing$125,070/yr
45% on housing$111,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$194
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$594,900
2024-10-16Sold$549,900
2024-09-30Pending sale$562,900
2024-09-13Price change$562,900
2024-08-22Price change$572,900
2024-07-25Price change$582,900
2024-06-19Price change$584,900
2024-05-31Price change$589,900
2024-04-18Price change$598,900
2024-04-02Price change$599,900
2024-03-15Price change$613,900
2024-01-31Price change$618,900
2023-12-14Listed for sale$617,900
2023-10-12Sold$110,000

For Sale by Agent

AgentJulia Levy
BrokerageIRON VALLEY REAL ESTATE NORTH FLORIDA

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