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205 Arlington Loop, Chelsea, AL, 35043

5beds
3baths
2,535sqft
$359,900
$142price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

Big family? This 5-bedroom, 3 bath smart home has a very playable, privacy fenced yard that backs up to a green space & is in walking distance down the neighborhood sidewalks to the playground & pool. Come get nearly-new construction without waiting months & paying for upgrades along the way. This home already has granite, upgraded pulls, a fireplace, ceiling fans, gutters & blinds. And the space is fantastic! Steps in from your front porch, you pass the bonus office/playroom to the open kitchen, dining & living spaces. The kitchen features stainless appliances, double sink, pantry, granite, and a spacious island with breakfast bar. The main level also features a bedroom & full bath, along with the main level garage. The massive primary suite upstairs has room for a sitting area, and the on-suite bath offers a double vanity, garden tub, separate shower, water closet, and walk-in closet. Three additional bedrooms, the third full bath, and the playroom/loft all round out the upstairs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
10/10
Chelsea Middle SchoolGrades 6-81.3 mi
8/10
Chelsea High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Soaking Tub,Separate Shower,Double Vanity,Walk-In Closet(s)
  • Door features: Insulated Door
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room,Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,535

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,535 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 09.7.35.0.008.055.000
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: Cleaning System,In Ground,Fenced,Community
  • Patio & porch: Open (PATIO),Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 9,844 sqft
  • Features: Subdivision

Parking

  • Total spaces: 2
  • Parking features: Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$201$2,412
Property Taxes $125$1,500
Electricity $283$3,403
Total$2,428$29,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 35043$217
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35043$167
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$369,900
2026-04-10Contingent$369,900
2026-04-03Listed for sale$369,900
2024-01-10Sold$355,900
2023-11-28Pending sale$355,900
2023-11-27Price change$355,900
2023-11-11Price change$360,900
2023-11-01Price change$374,900
2023-10-28Price change$378,900
2023-10-17Price change$381,400
2023-10-07Price change$378,900
2023-06-06Listed for sale$389,900

For Sale by Agent

AgentDavid Spurling
BrokerageARC Realty Vestavia

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