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35132 Ackley Trce, Zephyrhills, FL, 33541

5beds
3baths
2,217sqft
$400,000
$180price/sqft
$2,722/moest. monthly cost
$108,880/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Built in 2024 and better than new, this immaculate two-story home is located on a premium lot in the highly sought-after master-planned Two Rivers community in Zephyrhills. Barely lived in and meticulously maintained, the home offers pristine condition throughout along with numerous thoughtful upgrades that elevate it beyond builder standard. With no homes in the rear, the property enjoys rare privacy and tranquil wooded views framed by mature trees and a vinyl privacy fence, creating a peaceful setting and spectacular, unobstructed sunset views. The spacious open floor plan features large neutral rectangular tile flooring across the entire first floor and abundant natural light in every room. The expansive great room seamlessly connects the living area, dining space, and chef’s kitchen, making it ideal for both everyday living and entertaining. The kitchen is anchored by a massive island with barstool seating, quartz countertops, a gas range with an exterior-vented hood, and a mounted microwave, all complemented by upgraded LED lighting and recessed lighting throughout the main living spaces. A glass door leads directly to the screened-in lanai, extending the living space outdoors.The first floor also includes a laundry room, a convenient half bath, and generous storage. Upstairs, a loft offers flexible bonus space for a home office or play area. The luxurious primary suite is truly a retreat, featuring two large windows with private wooded views, a massive walk-in closet, and a spa-inspired ensuite with double quartz vanities, custom subway tile, a separate water closet, and a new glass shower enclosure. Additional bedrooms are spacious and most have never been used. A full upstairs bathroom features double vanities, quartz countertops, and matching custom subway tile. Additional upgrades include a water softener with reverse osmosis, epoxy-coated garage floors, gutters, upgraded thermostat, new recessed lighting and lighting fixtures throughout. The yard is deeper and larger than most homes in the community, further enhancing privacy and outdoor enjoyment. Residents of Two Rivers enjoy resort-style amenities including a clubhouse, pool, playgrounds, fire pits, and scenic walking trails. Conveniently located near Tampa Premium Outlets, Shops at Wiregrass, KRATE, top-rated schools, major universities, dining, entertainment, downtown Tampa, Tampa International Airport, and Florida’s beautiful beaches, this home offers the perfect blend of luxury, location, and lifestyle. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Stone Counters,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,778
  • Total interior livable area: 2,217 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 2926210070002000060
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Rain Gutters,Sprinkler Metered
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Wooded

Lot

  • Lot size: 5,507 sqft

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$204$2,448
Property Taxes $273$3,276
Electricity $223$2,677
Total$2,722$32,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,325/yr
40% on housing$81,660/yr
45% on housing$72,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 33541$102
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33541$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$400,000
2024-02-21Sold$367,000
2024-01-22Pending sale$377,510
2024-01-11Price change$377,510
2023-11-06Pending sale$380,900
2023-11-02Price change$380,900
2023-10-26Listed for sale$386,010

For Sale by Agent

AgentGreg Atamyildiz
BrokerageCOMPASS FLORIDA LLC

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