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6549 Captiva Dr, Milton, FL, 32570

5beds
3baths
3,113sqft
$565,000
$181price/sqft
$4,302/moest. monthly cost
$172,080/yrincome needed

About This Home

Room to breathe, an owner who took care of it right, and a spot inside gated Magnolia Glen - this craftsman brick home checks the boxes buyers actually want. Built in 2024 and barely broken in, the original owner is being relocated for military service, opening the door for someone else to step into everything already done right. Five bedrooms and three full baths span 3,113 square feet on a generous half-acre lot. The open kitchen, dining, and great room flow together under a tray ceiling with crown molding - ideal for entertaining or keeping an eye on the kids while you cook. The kitchen delivers granite countertops, built-in microwave, walk-in pantry with custom cabinetry and shelving, and a large island with seating for four. The primary suite is a genuine retreat: a tray ceiling, an oversized finished walk-in closet with built-in dresser and shelving, and a spa-style bath with a garden tub set apart from the glassed-in walk-in shower and dual-sink vanity. A dedicated office/study offers real work-from-home space. Since move-in, the owner added a screened back porch and fully fenced the backyard, PLUS a sprinkler system and glass french doors on the office. High ceilings, recessed lighting, and hurricane protection devices with double-pane storm windows round out the peace-of-mind features. Gated community, mandatory HOA at just $365/year. Nearby Magnolia Glen homes have sold for more per square foot on smaller lots - this one offers more space and land for the money.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Milton High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Oven
  • Laundry features: W/D Hookups

Bedroom

  • Level: First
  • Area: 241.38

Bedroom1

  • Level: First
  • Area: 151.13

Bedroom2

  • Level: First
  • Area: 151.13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Baseboards,High Ceilings,Recessed Lighting
  • Window features: Double Pane Windows,Storm Window(s),Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 3,113
  • Total interior livable area: 3,113 sqft

Property

Details

  • Parcel number: 192n28232400h000110
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 0.52 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$572$6,864
Property Taxes $561$6,732
Electricity $313$3,759
Total$4,302$51,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,497/yr
40% on housing$129,060/yr
45% on housing$114,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$149
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$565,000
2024-07-19Sold$508,525
2024-05-15Pending sale$511,900
2024-04-15Price change$511,900
2024-03-19Price change$508,900
2024-03-18Price change$494,900
2024-03-05Price change$507,900
2024-02-22Price change$504,900
2024-02-19Price change$497,900
2024-02-12Price change$494,900
2024-02-05Price change$491,900
2024-01-22Price change$489,900
2024-01-16Price change$486,900
2024-01-15Price change$482,900
2024-01-10Price change$474,900
2024-01-05Price change$472,900
2023-12-28Price change$470,900
2023-12-14Price change$469,900
2023-12-12Listed for sale$489,900

For Sale by Agent

AgentJaime Walker, Llc
BrokerageColdwell Banker Realty

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