See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13 S Chester Rd, Swarthmore, PA, 19081

4beds
--baths
5,580sqft
$1,650,000
$296price/sqft
$11,635/moest. monthly cost
$465,400/yrincome needed

About This Home

Prime Mixed-Use Investment Opportunity in the Heart of Swarthmore. 6 UNITS TOTAL !! Welcome to 13–15 South Chester Road—an exceptional 6-unit mixed-use asset strategically located in the highly desirable downtown Swarthmore. This excellent positioned property features 4 residential units and 2 street-level commercial spaces, offering investors a compelling combination of stable income, strong tenant demand, and future value-add potential. The residential component consists of 4 well-maintained 1-bedroom, 1-bath units, each offering functional layouts, full kitchens, and ample storage. With consistent long term rental history and predominantly occupied units, the property delivers a reliable and predictable income stream. Utilities are separate, tenants pay their own electric and heating ( gas) bill. Current rents are below market value. At street level, 2 well established commercial tenants benefit from high visibility and foot traffic in a vibrant retail setting. One space features a large storefront with additional storage and basement access, while the second is a thoughtfully built-out studio with separate baths. Investors have the flexibility to maintain the current configuration or combine both spaces into a single ±3,090 SF commercial unit, creating leasing versatility and potential for increased rental income. Private, assigned parking—a rare and highly valuable amenity in downtown Swarthmore. Recent capital improvements, including a new underground sewage system (2023) and renovations to kitchens and baths in select units. Value-add opportunity with unfinished third-floor space (approx. 2/3 of second-floor footprint), offering potential to expand unit count or increase rental income (subject to township approvals). Situated directly across from the Swarthmore train station and moments from Swarthmore College, this location ensures consistent rental demand from both residential and commercial tenants. Location is prime with opportunity to acquire income-producing asset with upside potential in one of Delaware County’s most sought-after submarkets. Contact us today to schedule a private tour and learn more about this great property and take the next step towards securing a valuable asset in a thriving community. - Detailed income and expense information is available for review.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
6/10
9/10
Strath Haven High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Flat,Pitched
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Dutch,Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Drainage System,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4

Features

  • Plaster Walls
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Window Unit(s),Electric

Interior Area

  • Total structure area: 5,580
  • Total interior livable area: 5,580 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 43000016800
  • Zoning: COMMERCIAL
  • Zoning description: Office, retail, apartments.
  • Special condition: Standard
  • Exclusions: Tenants Personal Property

Features

  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Street Lights
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 8,000 sqft
  • Features: Downtown
  • Lot size dimensions: 50.00 x 160.00

Parking

  • Total spaces: 6
  • Parking features: Assigned,Paved,Private,Off Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$453$5,436
Property Taxes $2,227$26,724
Electricity $612$7,346
Total$11,635$139,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$398,914/yr
40% on housing$349,050/yr
45% on housing$310,266/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 19081$203
Delaware County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 19081$320
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,650,000
2024-05-15Listing removed--
2023-12-10Listed for sale$1,795,000

For Sale by Agent

AgentBranka Saula
BrokerageKW Greater West Chester

Similar Homes