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545 Bell Prairie Cir, Lake Wales, FL, 33859

4beds
3baths
1,933sqft
$304,900
$158price/sqft
$2,472/moest. monthly cost
$98,880/yrincome needed

About This Home

Welcome to this stunning, move-in ready home in the highly sought-after area of Lake Wales! From the moment you step inside, you’ll appreciate the bright, open-concept design that effortlessly blends comfort and style—perfect for both everyday living and entertaining. The heart of the home is the spacious kitchen, featuring modern finishes, abundant cabinetry, and a seamless flow into the living and dining areas. Whether you’re hosting guests or enjoying a quiet night in, this layout delivers the versatility today’s buyers are looking for. Retreat to the generously sized primary suite offering privacy, comfort, and ample closet space, while additional bedrooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Step outside and enjoy your own backyard space—ideal for relaxing, grilling, or creating your personal outdoor oasis. Conveniently located near shopping, dining, and major roadways, this home offers the perfect blend of comfort, style, and accessibility. Homes like this don’t last—schedule your private showing today and see why this one stands out from the rest!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Features

  • Ceiling Fan(s),In Wall Pest System,Kitchen/Family Room Combo,PrimaryBedroom Upstairs
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 252
  • Dimensions: 14x18

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,879
  • Total interior livable area: 1,933 sqft

Kitchen

  • Level: First
  • Area: 126
  • Dimensions: 14x9

Loft

  • Level: Second
  • Area: 126
  • Dimensions: 14x9

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Property

Details

  • Parcel number: 272915864507000070
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None

Lot

  • Lot size: 4,948 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$260$3,120
Property Taxes $474$5,688
Electricity $197$2,366
Total$2,472$29,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,754/yr
40% on housing$74,160/yr
45% on housing$65,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$114
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$304,900
2026-05-04Listed for sale$314,900
2026-04-14Listing removed$320,000
2026-03-25Price change$320,000
2026-03-16Listed for sale$328,000
2024-05-16Sold$315,000
2024-04-30Pending sale$346,154
2024-04-29Price change$346,154
2024-03-11Pending sale$268,800
2024-03-05Price change$268,800
2024-02-06Price change$323,154
2024-02-01Price change$318,154
2024-01-30Price change$316,154
2024-01-28Price change$311,154
2024-01-20Price change$321,154
2024-01-02Price change$324,154
2023-12-20Price change$323,904
2023-12-09Listed for sale$323,404

Pre-Foreclosure - For Sale by Agent

AgentNick Oosting
BrokerageLOKATION

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