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108 Bridge St, Smithfield, NC, 27577

5beds
3baths
3,007sqft
$475,000
$158price/sqft
$3,303/moest. monthly cost
$132,120/yrincome needed

About This Home

Freshly repositioned to offer one of the best values for a nearly new 5-bedroom smart home in Downtown Smithfield. Built in 2022 with over 3,000 square feet, this move-in-ready home combines modern design, flexible living space, and upgraded everyday functionality. The open-concept main level features a spacious kitchen with oversized island, gas cooktop, walk-in pantry, dedicated cubby office/workstation area, smart lighting, and seamless flow into the main living and dining spaces. The inviting living room includes a cozy gas fireplace, creating a warm central gathering space for everyday living and entertaining. Smart-home features include WiFi-enabled kitchen lighting, thermostat, door locks, garage door controls, and a thoughtfully designed smart drop zone for organization and convenience. Upstairs offers generous secondary bedrooms, loft/flex space, and a spacious primary suite with dual vanities, oversized closet, and spa-style walk-in shower. Additional highlights include covered outdoor space, abundant storage, gas water heater, two-car garage with electric vehicle charging outlet, and access to a shared neighborhood basketball goal nearby. Located near Downtown Smithfield's Riverwalk area, enjoy convenient access to local shops, dining, parks, and greenway trails while remaining within commuting distance to the greater Raleigh area. Rare opportunity to own a nearly new 5-bedroom smart home at this price point.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
6/10
Smithfield MiddleGrades 6-81.3 mi
3/10
Smithfield-Selma HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Cooktop,Microwave,Range Hood,Oven
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,High Ceilings,Kitchen/Dining Room Combination,Pantry,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,007

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,007
  • Total interior livable area: 3,007 sqft

Property

Details

  • Parcel number: 169418420393
  • Zoning: OFF
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Has view: Yes

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$205$2,460
Property Taxes $417$5,004
Electricity $280$3,360
Total$3,303$39,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,245/yr
40% on housing$99,090/yr
45% on housing$88,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$144
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$495,000
2026-05-05Price change$515,000
2026-04-24Listed for sale$525,000
2025-12-23Listing removed$540,000
2025-12-04Price change$540,000
2025-11-18Price change$545,000
2025-11-01Listed for sale$550,000
2023-06-09Sold$499,700
2023-04-29Pending sale$509,700
2023-04-17Price change$509,700
2023-04-04Price change$514,700
2023-03-30Price change$519,600
2023-02-22Price change$519,700
2022-12-05Listed for sale$544,700

For Sale by Agent

AgentWayne Bragg
BrokerageIntrust Realty, Inc.

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