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402 N Main St, Four Oaks, NC, 27524

2beds
3baths
1,948sqft
$330,000
$169price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

A beautifully restored brick ranch home with all the charm of small-town living in the heart of downtown Four Oaks! Perfectly positioned on N Main Street, you'll love being within walking distance of the elementary school, community park, local shops, restaurants, and more. Designed for easy single-level living, this thoughtfully updated home offers 2 spacious bedrooms, 2.5 bathrooms, and an inviting floor plan filled with natural light. Expansive floor-to-ceiling windows brighten the living room, and new plantation shutters are featured throughout. The primary suite is a showstopper! In addition to the bedroom closet, a hidden door leads to an incredible walk-in closet complete with built-in shelving and storage. Need an extra bedroom? This oversized closet could easily be converted into a third bedroom if desired—or keep it as the closet of your dreams! The beautifully renovated kitchen embraces classic farmhouse style with new stainless steel appliances, quartz countertops, a large butcher block island with storage, a farmhouse sink, and a timeless dutch door leading to the laundry room. Just off the kitchen, the formal dining room is perfect for everyday meals, crafts, and more. The second living room showcases beautiful wood beams and antique bi-fold glass doors, making it an ideal office, den, or flex space. Three sliding glass doors along the back of the home overlook the patio and backyard. Original hardwood floors have been professionally refinished, while detailed crown molding and dentil trim preserve the home's timeless craftsmanship. Every bathroom has been beautifully updated with stylish tile, modern plumbing fixtures, and fresh finishes. Major improvements include a 2021 architectural shingle roof, 2015 HVAC system, 2020 water heater, new windows throughout, plantation shutters, updated electrical and plumbing, refinished hardwood floors, and a new vapor barrier. The partially fenced backyard includes a storage shed, attached carport, and private driveway access from E. Stanley Street. Rarely does a home offer this perfect blend of historic charm, thoughtful modern updates, and an unbeatable downtown location. Whether you're swinging on the spacious front porch, watching the town parades from your living room, or taking an evening stroll through downtown, you'll love the small-town lifestyle this home has to offer!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Four Oaks ElementaryGrades PK-50.3 mi
9/10
Four Oaks MiddleGrades 6-81.5 mi
4/10
South Johnston HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Kitchen Island,Quartz Counters,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Window features: Plantation Shutters
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,948

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,948
  • Total interior livable area: 1,948 sqft

Property

Details

  • Parcel number: 08009009
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Partial
  • Has view: Yes

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$134$1,608
Property Taxes $246$2,952
Electricity $200$2,405
Total$2,248$26,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 27524$155
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27524$177
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$330,000
2026-04-27Sold$332,000
2025-01-10Sold$375,000
2024-11-07Price change$384,900
2024-11-04Price change$389,000
2024-10-09Pending sale$393,000
2024-08-29Listed for sale$393,000
2024-07-13Listing removed--
2024-05-07Price change$399,000
2024-04-10Price change$399,900
2024-03-20Listed for sale$409,000
2021-09-27Sold$140,000
2021-09-03Contingent$159,900
2021-07-22Listed for sale$159,900
2005-08-25Sold$102,500

For Sale by Agent

AgentJon Pugeda
BrokerageReal Broker, LLC

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