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818 W Carolina Ave, Bessemer City, NC, 28016

3beds
3baths
1,216sqft
$270,000
$222price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Charming 3BD/2.5BA Home in Bessemer City – No HOA! This 3BD/2.5BA two-story home is perfect for first-time buyers or investors! With its open floor plan and durable 12M LVP flooring throughout, it’s made for easy, low-maintenance living. The kitchen shines with white shaker cabinets, soft-close drawers, granite countertops, and stainless steel appliances—everything you need to cook or entertain in style. Bathrooms feature granite vanities, comfort-height toilets, and clean modern finishes. Thoughtful details like two-panel interior doors, picture-frame window trim, and flush mount lighting add a polished touch throughout. Step outside to a side deck perfect for grilling, plus a large double concrete driveway for extra parking. Architectural shingles and vinyl siding keep upkeep simple. All this just minutes from downtown Bessemer City and the interstate—plus no HOA!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
4/10
2/10
Bessemer City High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: Sliding Doors
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Upper
  • Area: 129.3264
  • Dimensions: 12' 10" X 10' 1"

Property

Details

  • Parcel number: 306686
  • Zoning: NR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Side Porch
  • Exterior features: Storage
  • Fencing: Partial
  • Waterfront features: None

Lot

  • Lot size: 0.22 Acres
  • Features: Sloped

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$130$1,560
Property Taxes $269$3,228
Electricity $200$2,405
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28016$108
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28016$157
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$270,000
2026-01-22Listed for sale$275,000
2026-01-08Listing removed$275,000
2025-07-26Listed for sale$275,000
2023-02-28Sold$237,000
2023-01-12Price change$239,900
2022-12-05Listed for sale$249,900

For Sale by Agent

AgentMel Burch
BrokerageCarolina Living Associates LLC

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