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131 Lake Ridge Dr, Wedowee, AL, 36278

3beds
3baths
2,244sqft
$539,000
$240price/sqft
$3,576/moest. monthly cost
$143,040/yrincome needed

About This Home

THIS LAKE FRONT HOME WITH AN OPEN FLOOR PLAN OFFERS COMFORT AND CONVENIENCE TO ENJOY THE LAKE LIFE ON LAKE WEDOWEE! THIS IS A WELL MAINTAINED HOME WITH THE MASTER BEDROOM AND BATH ON THE MAIN LEVEL. THERE IS A HALF BATH FOR YOUR GUESTS. THE FAMILY ROOM HAS AN ABUNDANCE OF WINDOWS OFFERING WIDE VIEWS OF THE WATER. THE KITCHEN HAS AN ISLAND, UPGRADED CABINETS WITH GRANITE COUNTER TOPS AND STAINLESS APPLIANCES. THE TERRACE LEVEL HAS A FAMILY ROOM, 2 SPACIOUS BEDROOMS AND 1 LARGE BATHROOMS FOR YOUR FAMILY AND GUESTS. IT IS AN EASY WALK TO THE FLOATING DOCK WITH 110 FEET OF SHORELINE WITH YEAR ROUND WATER. THERE IS A 18KW GENERAC GENERATOR IN CASE OF A POWER OUTAGE. HOME IS LOCATED IN A GATED COMMUNITY WHICH OFFERS PRIVACY AND PLENTY OF NATURE FOR YOU TO ENJOY. THERE IS A PAVILION WITH A COMMUNITY BOAT RAMP WITHIN WALKING DISTANCE. YOU ARE LOCATED NORTH OF WEDOWEE AND WEDOWEE MARINE.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Wedowee Middle SchoolGrades K-1,3-66.3 mi
3/10
Randolph Co High SchoolGrades 7-126.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1122

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: Basement

Bedroom2

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Recessed Lighting,Cathedral/Vaulted,High Ceilings,Smooth Ceilings,Linen Closet,Sitting Area in Master,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: Insulated Door
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Laminate
  • Attic: Other,Yes
  • Finished area below ground: 1,122
  • Finished area above ground: 1,122

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,244 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 560905220000002.014
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Dock
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Wedowee
  • Frontage length: 110

Lot

  • Lot size: 0.76 Acres
  • Features: Few Trees,Subdivision

Parking

  • Parking features: Boat,Driveway,Parking (MLVL),Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$479$5,748
Property Taxes $121$1,452
Electricity $251$3,013
Total$3,576$42,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,605/yr
40% on housing$107,280/yr
45% on housing$95,360/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 36278$195
Randolph County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 36278
Randolph County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$539,000
2015-09-16Sold$285,000

For Sale by Agent

AgentTerry Norton
BrokerageLake Homes Realty LLC

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